Its the same with Sky Insurance...
I cancelled my civic with them, after 3 weeks of the polciy.. i got back 75% - "brokers charges" which were £85 cheeky %^%££. I eneded up with less than half back!
Their quote for a Z for me was over 250 more than the regualr insrurance companies like Esure or Privdege?
Needless to say i wont be using them again...