zxrob Posted July 12, 2014 Posted July 12, 2014 Right My stepson is getting a little corsa, at the moment he hasn't passed his test, taking it in a couple of months, whats the best route to go with on the insurance Cheers Rob Quote
spursmaddave Posted July 12, 2014 Posted July 12, 2014 Put him on your insurance and take the hit My mate has just had the same with his son, they have fitted a black box to his nova that tracks where he is, what speed he is doing etc, that has seriously lowered the insurance, still hefty though! Quote
Randy_Baton Posted July 12, 2014 Posted July 12, 2014 Insure yourself on it then add him as a named driver. Quote
Ricey Posted July 12, 2014 Posted July 12, 2014 Black box is grim but you get pennies back. Personally I think your better taking the hit and having your own policy to start building no claims than the age old 'named driver' fiddle. Quote
Vlad Posted July 12, 2014 Posted July 12, 2014 (edited) Admiral/Elephant are pretty good if you put him as a main driver and put yourself as a named driver - brings it down a lot! I've done that for the 1st year of owning Z...it was 1800 on my own and 800 with my mum as a named driver Edited July 12, 2014 by Vlad Quote
spursmaddave Posted July 12, 2014 Posted July 12, 2014 Black box is grim but you get pennies back. Personally I think your better taking the hit and having your own policy to start building no claims than the age old 'named driver' fiddle. Depends how you look at it, my mate can view it all online and keeps an eye on it Quote
CJRamze Posted July 14, 2014 Posted July 14, 2014 If discovered he is the primary user of the vehicle then it will invalidate the insurance. I did it with my parents... Although I do the old 'parent on the insurance' fiddle now. Try a multicar policy through admiral put yourself as a secondary driver on his policy. I still add my mum as a named driver... I'm 27 Quote
Ricey Posted July 14, 2014 Posted July 14, 2014 If they're a secondary named driver I reckon that's perfectly pukka though. It's when you try and fiddle it by putting them as the primary driver and the young death machine as the secondary that it's flying close to the wind Quote
Ekona Posted July 14, 2014 Posted July 14, 2014 ^^^ Exactly. Fronting is illegal, adding an older person as a named driver is not. Quote
Daveyboy11 Posted July 14, 2014 Posted July 14, 2014 The black box seriously reduces the cost but I refused to have one, I'd rather pay more and not be monitored! Quote
spursmaddave Posted July 14, 2014 Posted July 14, 2014 The black box seriously reduces the cost but I refused to have one, I'd rather pay more and not be monitored! Why what are you up to? Sent from the golf club... Quote
Daveyboy11 Posted July 14, 2014 Posted July 14, 2014 The black box seriously reduces the cost but I refused to have one, I'd rather pay more and not be monitored! Why what are you up to? Sent from the golf club... That's my concern, not the insurance companies Quote
spursmaddave Posted July 14, 2014 Posted July 14, 2014 The black box seriously reduces the cost but I refused to have one, I'd rather pay more and not be monitored! Why what are you up to? Sent from the golf club... That's my concern, not the insurance companies Sent from the golf club... 1 Quote
TomsThreeFiddy Posted August 12, 2014 Posted August 12, 2014 new corsa or second hand? if you buy new corsa's from a vauxhall garage atm you can get a year's insurance for £99 with a black box fitted, if he drives well throughout the year the £99 gets returned to him quarterly (making it free) and he'll have a year's NCB at the end of it. if it's second hand i recommend setting up the policy in his name with one or more experienced people as named drivers (e.g. yourself/your partner etc.), it'll be expensive but as another forum member said it's beneficial to start earning NCB asap. also keep in mind that when he passes his test, the insurance prices often increase. this is because as a learner there is always going to be an experienced driver in the vehicle with him (by law) whereas someone who's passed their test no longer has this restriction. Quote
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