Dannyg Posted July 12, 2013 Posted July 12, 2013 And i thought 18 was young to have a nice car. That story turned out to be false, the kid punked them Quote
hensh65 Posted July 16, 2013 Posted July 16, 2013 Are those of you who are insuring high performance cars below the age of 25, putting additional drivers onto their insurance in order to lower the premium? Only reason I ask is because at 22, I tried to insure myself on a TVR Chimaera and the only way I could get insurance below 5k was by adding my 50 year old dad as a driver. I also remember trying to get a quote for a Renault 5 Gordini turbo at 17 and being laughed off the phone by the rep, but that's a different story. Yes I put my mum and dad on mine to bring it down. just had a renewal in for 850 2 year ncb I am 23. was about 1100 with it at 22 1 year ncb Quote
Slosh Posted July 16, 2013 Posted July 16, 2013 I'm 22 and only pay £650 for insurance with admiral, all mods declared and insured. It was more for me to insure my modified mini jcw than to insure the z! Quote
rob_t Posted July 27, 2013 Author Posted July 27, 2013 Hi guys, thanks for your replies. I've only noticed them now as I kind of gave up on my search for insurance on the z! I've got the insignia until the end of August (as my insurance is up then and my premium is £4500 which I'm not willing to pay again - I paid it for my 3.2 Audi TT last year and the insignia). I love them still but there's no way I'm going to get the insurance.. so to save money I think I'm getting a BMW 120d Coupe... lets hope it doesn't bore me too much compared to the insignia Quote
coldel Posted July 27, 2013 Posted July 27, 2013 Biggest engine I had by the time I got to 25 was a 1.6i (Ford Orion GHIA I will have you know ) - it just seems insane that people at 18 are driving VXRs and V6s (no offence to OP btw) Quote
valy Posted July 27, 2013 Posted July 27, 2013 I have been told by Admiral that as a driver of a fairlady z imported from Japan full of mods will need at least 2 years of driving and ncb,I am 29 now with 8 years ncb and pay about 700£ on a supped up car...my biggest problem is I have bought an x5 as well for family and cannot use any ncb there...utter rubbish.... Quote
JackLandels Posted July 27, 2013 Posted July 27, 2013 Anyone got tips for 21 year old 1 years no claims? held license just over 1 year, getting quotes around 4k, seen everyone saying 1-2k, would love to pay under 3k tbh lol! Quote
Jake4136 Posted July 27, 2013 Posted July 27, 2013 £1100 for me at 21 and that's with 3 points. Admiral ftw 1 Quote
Mike Posted July 28, 2013 Posted July 28, 2013 Perhaps there are other reasons it is so high. Location, use, mileage, where it'll be kept, local crime rate statistics? When I was first doing online quotes I used bogus email/name/address/telephone to prevent the deluge of marketing calls (all while I was just costing up ownership - way before buying). So perhaps pick a few "alternative" addresses (not necessarily local area) to see if that's having an impact? Quote
JackLandels Posted July 28, 2013 Posted July 28, 2013 Hmm, I'll try and see what it does, Jake, I assume you have quite a few no claims bonus, otherwise I have no idea how you're getting 1100! Quote
djb55 Posted August 14, 2013 Posted August 14, 2013 I once heard that saying you keep your car in the garage (if its attached to the house) insurance can be more expensive, car catches fire, burns down the house, house insurers claim off the car insurers, Could be an old wives tale ? Quote
Stu_2424 Posted August 14, 2013 Posted August 14, 2013 I believe it's to do with them knowing the keys are in the house so can break in to get them. On the street is often cheaper as they can't be sure which house it belongs too. So I heard anyway Quote
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