nixy Posted March 5, 2007 Posted March 5, 2007 So what do you guys do if you sell a car privately? Obviously a punter who has fully comp insurance can usually come and test drive your car legally with your permission third party but would you let them? It's a bit of a catch 22 - you don't want them to drive it without full cover and they won't want to buy it if you don't let them drive it. Is it worth getting cover for any driver over 25 on a temporary basis while you're selling it? Quote
sl114 Posted March 5, 2007 Posted March 5, 2007 Nope, i will only let someone test drive the car if they are fully comp, i would not fork out for the extra money just so they can test drive it. They can go to a dealer to do that! I will however take them out and point any problems out to them (if any) but no way will someone drive my car uninsured. Quote
Ian Posted March 5, 2007 Posted March 5, 2007 Nope, i will only let someone test drive the car if they are fully comp, i would not fork out for the extra money just so they can test drive it. They can go to a dealer to do that! I will however take them out and point any problems out to them (if any) but no way will someone drive my car uninsured. Same here. Ive taken buyers out before but I wont let them drive it. Quote
nixy Posted March 5, 2007 Author Posted March 5, 2007 yeah, but if they're fully comp your car's only covered third party - so if they slide into a tree you've had it. Do you mean you won't let them drive it then? Quote
sl114 Posted March 5, 2007 Posted March 5, 2007 I will make them sign an agreement to say any damages and fines that they may obtain will be fully covered by themselves and get them to provide proof of address and see their driving licence. If they dont, i will not let them drive it Quote
lomoto Posted March 5, 2007 Posted March 5, 2007 No way would I let anyone take a vehicle of mine for a test drive.. only way I would countenance it is if they dropped me the full asking price in cash (pound notes with me ) in fact if they had or caused an accident while on a test drive you could probably be held responsible for allowing them to drive an unfamiliar car, especially with all the law suites swimming around I would think the aggrieved party would have a good claim...common Digsy give us a legal opinion Quote
Sarnie Posted March 5, 2007 Posted March 5, 2007 I let P15ULT drive my kuro zed when he bought it Quote
lomoto Posted March 5, 2007 Posted March 5, 2007 I let P15ULT drive my kuro zed when he bought it Your very trusting Sarnie... BUT what if God Forbid something had gone wrong ?????? Quote
nixy Posted March 5, 2007 Author Posted March 5, 2007 exactly. I mean they could just get out and walk away with a "sorry mate"! I once let someone take my 3 series out on their own and I kept keys to his car - the tosser actually nicked my rear bulbs! Quote
lomoto Posted March 5, 2007 Posted March 5, 2007 exactly. I mean they could just get out and walk away with a "sorry mate"! I once let someone take my 3 series out on their own and I kept keys to his car - the tosser actually nicked my rear bulbs! keeping keys to a car is no guarantee either though Nixy....plenty of stolen cars with keys Quote
Sarnie Posted March 5, 2007 Posted March 5, 2007 I let P15ULT drive my kuro zed when he bought it Your very trusting Sarnie... BUT what if God Forbid something had gone wrong ?????? If's, but's and maybe's. Like a lot of things in life its a calculated risk. I wanted the UY bad enough so I did. I haven't informed the insurance of my nismo zorst either.........hey ho Quote
nixy Posted March 5, 2007 Author Posted March 5, 2007 but did he have traction control on or off? Quote
sl114 Posted March 5, 2007 Posted March 5, 2007 I let P15ULT drive my kuro zed when he bought it Your very trusting Sarnie... BUT what if God Forbid something had gone wrong ?????? If's, but's and maybe's. Like a lot of things in life its a calculated risk. I wanted the UY bad enough so I did. I haven't informed the insurance of my nismo zorst either.........hey ho Its a standard nissan exhaust isnt it? lol Thinking about it now, i dont think i will let anyone test drive it, hey im even funny about my dad driving the car and he is insured. Quote
Digsy Posted March 5, 2007 Posted March 5, 2007 No way would I let anyone take a vehicle of mine for a test drive.. only way I would countenance it is if they dropped me the full asking price in cash (pound notes with me ) in fact if they had or caused an accident while on a test drive you could probably be held responsible for allowing them to drive an unfamiliar car, especially with all the law suites swimming around I would think the aggrieved party would have a good claim...common Digsy give us a legal opinion Probably not liable for letting someone drive your unfamiliar car. But I do agree with the consensus that unless you can verify that they have full comprehensive insurance covering your car (not just theirs) don't let them drive. Addresses, keys, other cars etc. aren't good enough. They might not own any of these things and there's no point suing someone with no money. This is generally why I take the hit and trade in rather than sell privately. Quote
Sarnie Posted March 5, 2007 Posted March 5, 2007 No way would I let anyone take a vehicle of mine for a test drive.. only way I would countenance it is if they dropped me the full asking price in cash (pound notes with me ) in fact if they had or caused an accident while on a test drive you could probably be held responsible for allowing them to drive an unfamiliar car, especially with all the law suites swimming around I would think the aggrieved party would have a good claim...common Digsy give us a legal opinion Probably not liable for letting someone drive your unfamiliar car. But I do agree with the consensus that unless you can verify that they have full comprehensive insurance covering your car (not just theirs) don't let them drive. Addresses, keys, other cars etc. aren't good enough. They might not own any of these things and there's no point suing someone with no money. This is generally why I take the hit and trade in rather than sell privately. My comprehensive cover with RAC does not allow me even to drive any other car at all, not even 3rd party!!! Quote
Digsy Posted March 5, 2007 Posted March 5, 2007 No way would I let anyone take a vehicle of mine for a test drive.. only way I would countenance it is if they dropped me the full asking price in cash (pound notes with me ) in fact if they had or caused an accident while on a test drive you could probably be held responsible for allowing them to drive an unfamiliar car, especially with all the law suites swimming around I would think the aggrieved party would have a good claim...common Digsy give us a legal opinion Probably not liable for letting someone drive your unfamiliar car. But I do agree with the consensus that unless you can verify that they have full comprehensive insurance covering your car (not just theirs) don't let them drive. Addresses, keys, other cars etc. aren't good enough. They might not own any of these things and there's no point suing someone with no money. This is generally why I take the hit and trade in rather than sell privately. My comprehensive cover with RAC does not allow me even to drive any other car at all, not even 3rd party!!! They've heard about you, pal! Quote
nixy Posted March 5, 2007 Author Posted March 5, 2007 This might be a daft question but are you under 25? If so, that's why. Quote
sl114 Posted March 5, 2007 Posted March 5, 2007 Is it over 25 now????? Sh!t! I drove my Dads Z28 the other week as i thought my insurance covers it! Quote
Sarnie Posted March 5, 2007 Posted March 5, 2007 This might be a daft question but are you under 25? If so, that's why. Nope 28 Quote
Digsy Posted March 5, 2007 Posted March 5, 2007 This might be a daft question but are you under 25? If so, that's why. Nope 28 ....he just acts 15! Quote
GC350z Posted March 5, 2007 Posted March 5, 2007 I once let someone take my 3 series out on their own and I kept keys to his car - the tosser actually nicked my rear bulbs! I'm sorry but did you actually let someone drive off on their own in your car? ---- I can drive anybodys car third party with my insurance but if I know I'll have the car for longer than a short journey I get my insurance changed over. Quote
sl114 Posted March 5, 2007 Posted March 5, 2007 This might be a daft question but are you under 25? If so, that's why. Nope 28 ....he just acts 15! dont be kind!!!! He acts about 2, younger than my daughter! lol Quote
Sarnie Posted March 5, 2007 Posted March 5, 2007 This might be a daft question but are you under 25? If so, that's why. Nope 28 ....he just acts 15! I must be getting better then cos last time it was 12 Quote
Digsy Posted March 5, 2007 Posted March 5, 2007 This might be a daft question but are you under 25? If so, that's why. Nope 28 ....he just acts 15! I must be getting better then cos last time it was 12 OMG I inadvertently complimented you! Quote
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