Mate, totally gutted for you. I had my bonnet done and its so bloody annoying and just impossible to get them out. I'm afrad thats a three panel spray job.
Bite the bullet and get it done when you can afford it.
You have a nice motor there so it will look as good as new once its done.
You could go through the insurance but it will cost you a claim and if your excess is big might not be worth it.
I feel your pain, hope you get over it soon....
Regards
Dave