Sarnie

+1

Only just seen this, I'll donate £20

Looks like a GT to me. Can I go to bed now?

Likewise if i borrow £30k to buy a car, and like you say after 2 years i lose my job - i reckon i'll owe more money on the loan than what the car is worth, so after i've sold the car i'll still owe even more money! That argument shifts into your favour the longer i keep he car though, but as previously mentioned i dont currently intend to keep a car for that long. But if you had a loan and sold the car, there is nothing anywhere that says you have to pay the loan off Any sort of finance and your fooked.....

The thing is, once you move into sales, you learn your trade (sales wise) and then you could move into any sales job out there! Once you have a track record in sales, it proves you can sell which is one of the hardest things to master. Once you have that, you could move into any other field and all you'd need would be product knowledge which is easy! Do it!

Exactly. I'm not averse to finance but I don't see the point if your not going to actually own the car at the end of it? If i thought I was giving a car back in x months I'd probably never wash it as it was never going to be mine so who cares

Why do you think your car is not a GT? Possibly because it only has 3 steering wheel buttons and the OP doesn't realize that only the newer GT Roadsters have the 6 buttons Pete This was my thought process too...........

Why do you keep posting the world smallest picture that still doesn't confirm whether your car is a GT or not??

Interesting read. However the moral of that story seems to be you can either have lots of nice 2nd hand cars, or have occasional brand new middle of the road cars - for the same money. I guess it's horses for courses.... i'm planning on keeping my zed indefinitely, or in other words always keep a 2nd 'sports car' outside of any PCP plan, so i'll get my fill of fun cars too. That said, im not rushing out and signing up to a PCP deal... im just thinking in 12-18 months what my options may be. If i do the sums closer to the time and it's more economical to get a loan, then i'll go down that route. Totally with Gangzoom here. Nice 2nd hand cars or new middle of the road car? A nice car is a nice car irrelevant of how old it is. My Lambo was the best car I've ever owned but it was three years old when I bought it Also, even if the loan costs more than a lease, the extra money is actually buying you something, eg equity in the car, which becomes an asset for you. The benefit of a loan is that at some point it ends and you own the car fully outright. Think about if you lose your job. What are you gonna do about your 3 years worth of £300 a month??? If you own your car at least you could sell it....... It may seem that I'm against PCP and the like, but I'm not, I just still can't see much of a benefit to it....

But if you take the new job and gain experience surely that could potentially lead to a job in the commercial side?

MY03: Blade Silver & Gunmetal Grey MY06: Universal Silver & Gunmetal Grey MY07+: Universal Silver & Twilight Grey End of. Please close this topic now

+1 Beggars can't be choosers as they say. Extra money doesn't come for free............

I can't get my head around this bit at all. If I bought and sold a car after three years, yes the depreciation may be slightly more than the rent, but I would have the money back from selling the car whereas you would have nothing to show for your three years worth of rent? £20000 - £10000 = £10000 = -£10000 assuming £20k cash purchase and 10k resale. £0 - £10000 = -£10000 assuming £10k lease fees and an empty bank account to begin with. So it's decent if you don't have the cash to begin with and want / need a new car. This. I haven't got the cash flow to spend £30k on a car, nor do I want to save up for a long time to get that pot of cash. Furthermore if I did have £30k lying around I would be investing it in something that is going to appreciate rather than throwing it away on a car. On the other hand, just because I dont have that £30k to hand doesn't mean that I'm too poor to own an expensive car - it just means I'd rather divert my savings elsewhere, yet drive a car which I feel is appropriate. It may well be a bit cheaper to buy the car outright and sell it after 2 years making a lot of money back, but I'd need to get a £30k loan in order to buy it... Which is gonna be close to £1k a month over 5 years. Your posts don't make sense. If you actually had £30k, you wouldn't spend it on a car. But instead your going to 'rent' a car that you'll never see ANY return on?? Also, £1k a month over 60 months is £60k, you need to find a cheaper loan provider

ACE, make sure you HPI the black car. For some reason I seem to remember pictures of a black 40th Anniversary car that was on ebay i think as an accident damaged car, looking very poorly for itself. May not be this car but the pictures and reg look familiar to me......

I can't get my head around this bit at all. If I bought and sold a car after three years, yes the depreciation may be slightly more than the rent, but I would have the money back from selling the car whereas you would have nothing to show for your three years worth of rent?

That car is a GT.........crusie control buttons on the steering wheel.......leather electric seats........6 CD changer (I think the standard HU is a single CD only??)

Easiest way to tell (apart from the seats) would be if you had cruise control buttons on the steering wheel and the BOSE sub behind the drivers seat.......

Why do you think your car is not a GT?

You need interior shots to see if it's a GT or not......

I'd rather wait for 3 years for the car to be affordable to buy, even if you have to take a loan out - at least you have a car at the end of it and don't have to worry about mileage and being hammered for minor damage at hand-in time. I'm looking at cars at the moment and good RS4's (b7 shape) can be had for less than £20K, S4's (b7) and BMW 335i's for £15K. I'd rather gt one of these than splash £10K plus on something I don't even own +1 A year or so ago, i set aside about £10k to get the Mrs a car as she wanted rid of the M3. I very nearly considered putting that down as as deposit and getting a Q7 for about £650 a month. But once I worked out that in three years I would have spent £34k on the car only to then gve it back and have nothing to show for it, I had to slap myself! In the end I bought a decent car outright that was only three years old at the time and not had to pay out £24k in rent. My car is probably only worth half what i paid for it but it's ours to do what we want with.

@*!# the bed

I posted a thread about these sorts of schemes a few years ago when I was looking at getting some sort of Audi/BMW estate for the family. But, if I'm honest, I just don't 'get' it. I work in Finance so I understand how the contracts work, I'm just yet to see one that I can actually see a benefit to?? From what I can see, they all consist of you driving around in a car you couldn't normally afford to purchase, so you rent it for three years and then give it back........meaning that when you give it back you have nothing to show for it apart from spending over £10k in rent

mmmmmm mojito's

I've only looked at the first five cars on that link but 3 out of the five are imports and the other two are UK GT cars hence why they have leather. So your car is either an import with leather or is actually a UK GT. We need pictures to confirm..................