if it sounds to good to be true, it usually is.
if its like a pyramid scheme the only person who tends to make money is the person who started it.
like the good old one "if you want to be rich ring this number to find out how" usually a premium rate number and the answer phone message tells you to " start a premium rate number, tell people they can get rich by ringing it and sit back and watch the money come rolling in"
the only job i can think of that lets you earn money while laying down is prostitution and i don't think thats a route she'll want to take.
although you could make good money as a pimp, all you need to do is find your self some hoe's