saying that, in the new year I am doing a mod that will add switchable power steering settings. so normal for the carpark, and PS almost off for the B road.
worst case scenario you can buy your own off ebay for about £20.
I use several, but the one that gets the most use is my mobile app called torque on android and a Bluetooth OBDII dongle
what's your location, plenty on here have them, there is even a thread pointing out all the national locations and people willing to help other members out.
not as big as you think. really worth a look, you get the comfort, the gadgets, the V8, FI, the badge, rarity, shed loads of power, reliability (compared to other options)
the only time i''ve heard of refusal o insure is lack of experience with the car. if you've come from little engine cars some insurers ask that you have 12 months experience in the car before they'll touch you.
Women generally have more accidents at slower speeds causing less damage, men tend to have fewer accidents but at greater speed causing more damage.
basically women have accidental scrapes, men tend to go out in a ball of fire. hence why women were cheaper to insurer. its still the case. they just put womens up to match men due to gender equality laws.
I hear most of them are witches anyway. you can check. if you tie a woman to a chair and throw her in a lake. if she floats shes a witch. if she drowns then she's not. apparently you must burn them at the stake if they turn out to be a witch!