Ummmm. Sorry mate, no-one gets a GTR at 21 without some luck featuring in there. I worked 70+ hours from the age of 18 (when I left college), I cant accept that there would be any way I could afford a £20K car at 18 and then insure it regardless of what I did for a living.
I now own a company that turns over 5m a year and I cant afford a GTR ........ sure, I could sell my house and buy somewhere much smaller, but to do that at 21??
Fair play to you and your mate, always good to see someone grafting for what theyve got, but you cant tell me that anyone, anywhere could have a GTR at 21 if they worked hard, I cant accept that.
end of the day if you have a good job you can afford it! it all depends what you do with your money. like you said you could if you had a smaller house. anyone that works hard can have one at that age, it just depends what line of work there in and how they handle the money there on.