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SteveM

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Everything posted by SteveM

  1. and i agree with Tarmac.... Halfords!!!! i dont trust them to fit windsreen wipers let alone do anything else
  2. could be the cats or the lambda sensors.... dont go buying new cats for £500!!!! i am sure someone on here will have a set sitting around that they dont want any more or at the worst case buy em off ebay for £100 the pair
  3. met and chatted with Guy in the Pits at Brands hatch 5 mins before he was due to go out and race...... true gent and as mad as a box of frogs... lol
  4. had 4 19 inch GTRs refurbed in a lovely shadow chrome..... 1 year later 3 of them are curbed! 1 was my fault... pulling into a french toll booth trying to get far enough over for my misses to get the ticket out and the monster curbs that they have next to them jumped out and bit the nearside front... unhappy.. the other two my wife has come home and said sorry i wasnt concentrating... very unhappy i have left them for now but when it comes to new tyres time (next spring) i will take the wheels and tyres to the same refurb place and get them all done at the same time does it pi$$ me off everytime i see the curb marks?.... yes... is it the end of the world?.... no... will it cost a lot to sort it?... no hey ho
  5. this is the situation i cannot understand a married couple getting into and a joint account and finances would stop. at the end of the day you are a couple, a team, especially where children are involved... i guess i understand it a little more where kids are not involved and both earn similar amounts but from what i have witnessed with friends and relatives all that happens is one can afford to buy nice things leaving the other having to scrimp and save to get by.... i couldnt let that happen and would feel horribly guilty if i thought my wife didnt have enough to do what she wanted or get something she wanted / needed and i am pretty sure she feels the same way hey im not trying to change anyones money situation at home... if it works for you stick with it i was just interested as it seems (and has been confirmed) that people do things in many different ways its been interesting
  6. its all this 'we split the bills' or 'i pay these bills she pays those bills' bit that seems like a lot of fuss to me.... i guess up to a point we are too lazy to be bothered to look at the bills enough to work out who owes what! we pay all 'our' money into one account then both have a standing order each week out to our own accounts so we each have our own money to play with and spend as we want on silly or expensive things as the balance allows. i do tend to do all the money management on the joint and mortgage account floating money from one to the other when the balance gets high (we can pay off the mortgage without penalties) all i do is make sure that there is enough in the main account to pay bills, credit cards and have a bit in reserve for unknown stuff. as for savings..... she pays into a work saving scheme (shares) which works very well! and i pay into a second mortgage on a flat that we both own i guess looking at it in the early days she carried me money wise then i carried her while she went through university then a few years later we have ended up on similar money. we dont worry about each other buying silly things as that doesnt come out of the joint account and bigger things like cars and holidays are discussed and come from our joint money i guess i have been suprised by the amount of people that do the seperate account thing....... it seems by haveing a joint account we are in the minority! i thought it would be the other way round
  7. i had never looked at it that way..... just to add thats not why we have a joint account and that never happens.... but i guess i can see how it COULD happen
  8. far more people go the seperate bank account way than i thought there would be if i am honest.... my sister in law and her other half do the seperate finaces thing and it just screams of no trust to me.... while out they see something that they want to but a memeber of the family for xmas but only he has means of paying for it so he buys it and she has to pay him back... all very odd. she earns more and has a nicer car than him and she says she has saving but he doesnt... if it all goes belly up seperate accounts will mean nothing anyway it also seems a bit odd to me that people seem to be going into marriages and basing their finaces on 'what happens if we split'.... is that just the way it is these days and divorce has become so much more accepted and common that people plan for it?
  9. ok... but why not have a joint account and just split everything then have a small account each for your own little extras? or is that just old fashioned?
  10. OK so Flex's thread about his car has prompted this a little bit but i have also noticed this with a few of my friends so i thought i would find out how most of you work it.... my wife and i are a team, we are married and generally whats mine is hers and whats hers is mine. from day 1 we have had a joint account and both sets of wages gets paid into this. all bills and day to day costs come out of this account as well as holidays, petrol, car tax, insurance... you get the idea. the above said i do think its important that each of us have our OWN money so we have a standing order paid out to each of our own accounts so that we have some spending money for those luxuries that we feel shouldnt come out of the joint account... ie individual hobbies and birthday and xmas prezzies to each other from what i understand more and more people seem to be running seperate accounts with their own wages being paid into their own accounts with only the bills and costs being split equally... Hence Flex saying he was going to ask his wife to buy his car off him... to me this seems an odd way of doing it..... lets say i am paid more than my wife... (i am but not by much these days) my pot for doing stuff and buying things would be a lot larger than hers leading to times when i would go out and buy nice things for myself and she had to save for weeks to get something for herself (a mate of mine and his wife are exactly like this) surely this must lead to arguments and bad feelings? if you do this why? do you not trust your other half with money? do they not trust you? what happens when she asks you to buy something do you then ask her for the cash at a later date? ok i can understand if you are not married but...................... or am i behind the times?
  11. technically speaking its half hers already
  12. can only echo what Gixxer has already said if you dont know what to do on the back the best thing is to do nothing and sit still, dont be so worried that you sit stiff as a board but you can have a big influence over how the bike handles on the back. be prepared for the acceleration but also the braking, my wife is really good and has learnt over the years to predict what i am going to do and if your other half is as an experienced rider as he sounds he will no doubt be pretty gentle on the throttle and brakes but even so use your core to help you and dont just rely on your arms to hold on. i couldnt do it! i love bikes and love the feeling of the acceleration but i couldnt be a pillion and not everyone can so dont be too upset if you hate it.... it takes a special kind of trust if and when you get used to it enough that he opens it up a bit it will be quick... very quick but believe me on your own on a bike without the weight and worry of a pillion nothing compares to the acceleration of a big bike on full chat.. is sooooo addictive! i once sat on my 12r on an open road in the middle of france while rolling along in 6th gear and opened the tap from 50mph all the way to an indicated 200mph... in one gear! get over the initial worry and relax into it.... find a nice set of sweeping bends and go with the flow and try not to smile so hard your face hurts
  13. sold pending the usual (or not so usual in this case!)
  14. Eliot just seen you are in Erith? for the same cost as a courier i could deliver it for you? that way at least i know its been looked after while in transit! drop me a PM if you are still interested and i am sure we can come to an arrangement
  15. Elliot i can sort a courier if you really want but i quote grundy here..... up to you fella.... i would rather this be gone and some use to someone rather than sitting in my garage but would hate to see you pay out for it only to have it delivered in a bent and damaged mess
  16. quick update...... i still have this guys and its getting in the way! Aliveboy do you still want it? i could strap it to the roof bars of my barge and deliver it to Woking if it helps anyone?
  17. not connected in any way but what happened with the weight loss thing in the end? the thread kinda dropped off the radar? i guess in a small way it is connected having thought about it.... your own self worth and image with have a huge factor in how you feel about yourself and how you think other percieve you... so... there was a lot of talk and a lot of initial weight loss.. where did it go? you sticking with it Stevo?
  18. next June will be our 15th wedding anniversary and we will have been together for 21 years... easy to remember my anniversary as i arranged to have our wedding a couple of weeks before the start of the fishing season so i know that as the magical June 16th gets closer i need to sort an anniversary card!
  19. i have more.... we have the starting of a image library
  20. i took one on my way home... you set the page up and i will post to it
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