dombooth Posted July 22, 2014 Posted July 22, 2014 Hi, I'm 21 and looking to get my first Zed on the road, I can afford to buy one but it seems to me that nowadays just being able to afford the car isn't enough... I've been driving since I was 18 and I was wondering where it's best to get a quote from? Can I even get insured on a Zed yet? Thanks, Quote
-Bradders- Posted July 22, 2014 Posted July 22, 2014 Im only 24, and i got mine from admiral, done multicar with my mrs car and got it for £548! theres a couple people on here who are 18-19! Quote
dombooth Posted July 22, 2014 Author Posted July 22, 2014 Thanks guys, I can't believe it! Where should I start? I live rurally and have a locked garage as well so from what you're saying it should definitely be possible? Should I get a quote direct? Quote
WhackyWill Posted July 22, 2014 Posted July 22, 2014 Thanks guys, I can't believe it! Where should I start? I live rurally and have a locked garage as well so from what you're saying it should definitely be possible? Should I get a quote direct? Start with a few Insurance Traders on here and see how you get on. Quote
Grundy Posted July 22, 2014 Posted July 22, 2014 We're not insurance brokers. You need to speak to them. Every insurance quote is unique to each individual. So many variables to allow you to get quotes. Just call them. Quote
WhackyWill Posted July 22, 2014 Posted July 22, 2014 Here's a good place to start. http://www.350z-uk.com/forum/42-insurance/ Quote
AliveBoy Posted July 22, 2014 Posted July 22, 2014 Try an insurance company. Or an insurance broker. Or an insurance salesman. Or an insurance comparison site. Or an insurance comparison robot. Quote
dombooth Posted July 22, 2014 Author Posted July 22, 2014 I just can't believe that there are 18-20 year old's getting insured on Zeds for under £2000, it doesn't add up? What are they doing differently? Every comparison site is giving me a £4k+ quote Quote
StevoD Posted July 22, 2014 Posted July 22, 2014 postcode job driving history points etc at 21 my 350z was £1500 Quote
AliveBoy Posted July 22, 2014 Posted July 22, 2014 Try elephant and admiral. At 20 mine was 1.8k Quote
dombooth Posted July 22, 2014 Author Posted July 22, 2014 I live in rural East Anglia, I work for Mercedes-Benz, I have no convictions... I have been a named driver up until now though so no official no claims bonus on my own policy, will that hurt me? Quote
dombooth Posted July 22, 2014 Author Posted July 22, 2014 Try elephant and admiral. At 20 mine was 1.8k I will try them directly, did you have much NCB? Quote
AliveBoy Posted July 22, 2014 Posted July 22, 2014 (edited) Yep, no no claims is where they'll get you with something like a 350z Edit: try 10 month policies, they get you a no claims quicker. Edited July 22, 2014 by AliveBoy Quote
dombooth Posted July 22, 2014 Author Posted July 22, 2014 Would I ever got on a deal with my parents as named drivers, or as me as a named driver? Quote
Grundy Posted July 22, 2014 Posted July 22, 2014 Just speak to the insurance companies. What we say can be completely different to what they are going to say. Quote
Daveyboy11 Posted July 22, 2014 Posted July 22, 2014 I got my zed when I was 21, paid £1000 a year. That was with 2 years no claims and I have been driving since I was 17. That was with elephant but like the other guys have said it's a lottery really! Quote
AliveBoy Posted July 22, 2014 Posted July 22, 2014 (edited) Would I ever got on a deal with my parents as named drivers, or as me as a named driver? Put your parents as named drivers, it should bring it down. Putting you as a named driver if you are the main driver of the car is illegal and they'll do you for insurance fraud if you get caught. Edited July 22, 2014 by AliveBoy Quote
AliveBoy Posted July 22, 2014 Posted July 22, 2014 (edited) Doh! Triple post! Edited July 22, 2014 by AliveBoy Quote
AliveBoy Posted July 22, 2014 Posted July 22, 2014 (edited) Doh, triple post! Edited July 22, 2014 by AliveBoy 1 Quote
ZMANALEX Posted July 22, 2014 Posted July 22, 2014 Get a letter from your employer stating that you are a company named driver and that should allow them to give you an introductory NCD. Car in your parents name on the V5 as registerred keeper and them also as owners, and you as a named driver should help, just another option. Also as above in your parents name with any driver (no names) Phone around and get quotes and remain patient as it will take a while, and watch those 0845 numbers. Alex. Quote
cmr1991 Posted July 22, 2014 Posted July 22, 2014 (edited) Thanks guys, I can't believe it! Where should I start? I live rurally and have a locked garage as well so from what you're saying it should definitely be possible? Should I get a quote direct? as stupid as it seems... you park it on the road in regards to the insurance! try both quotes I think you may be surprised Also when doing an online quote via a comparison site you don't want to insure it until the latest possible date (normally 30 days) When you accept the quote you can edit the start date before you purchase and the price isn't affected. I have a few times saved a few quid saying I wanted it insured a month in advance, instead of on the day. but just edit it before you pay for it via the direct website you get linked to to pay (admiral etc etc, not the comparison site) Edited July 22, 2014 by cmr1991 Quote
WhackyWill Posted July 22, 2014 Posted July 22, 2014 Put yourself as the main driver and your Parents as additional drivers, this will bring it down and it's LEGAL...!!! Sent from my iPhone using Tapatalk Quote
dombooth Posted July 22, 2014 Author Posted July 22, 2014 Thanks for all your help guys, once I got my dinosaur of a dad on as a named driver, changed my parking arrangements, selected the right occupation and said that I wanted insurance a month ahead I managed to get it down to around £1500 on comparethemarket. Direct over the phone I was getting mugged off! I'll get pics up once I've finally found a Zed worth forking the money out for Quote
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