sl114 Posted December 28, 2006 Share Posted December 28, 2006 Just called up my insurance company to see how much its going to cost for the k&n typhoon indiction kit and they just said its £400 extra on top of my premium!!!! I cant beleive it! They did it on the 297bhp model??? I have the pre 06 car and said they need a garage report to validate the bhp increase. What do i do now as i am not going to pay £400 for that! Quote Link to comment Share on other sites More sharing options...
sl114 Posted December 28, 2006 Author Share Posted December 28, 2006 To add to that, they couldnt quote on the Nismo kit as they need more information as in will i be changing the alloys (not yet), will i be lowering it (no) what parts of the kit (all of it) I thought that would be simple! Im frustrated now and want to go home! Quote Link to comment Share on other sites More sharing options...
lomoto Posted December 28, 2006 Share Posted December 28, 2006 you made one simple mistake , you told your insurance co.... dont tell em anything, makes life much simpler besides which they will never know one way or another... Quote Link to comment Share on other sites More sharing options...
sl114 Posted December 28, 2006 Author Share Posted December 28, 2006 you made one simple mistake , you told your insurance co.... dont tell em anything, makes life much simpler besides which they will never know one way or another... i just worry about things like this and want to do it properly as sods law someone smacks into me and they find out and my insurance is void. Quote Link to comment Share on other sites More sharing options...
Sylvester Posted December 28, 2006 Share Posted December 28, 2006 They won't know unless you really need the insurance - ie you have a serious accident as 10s of thousands of people do every year in the UK. Do you really want to risk driving round uninsured and risking everything you have just for a bit of extra noise or show or the money to pay for the insurance cover ? Hit someone and cripple them and not be insured and say goodbye to that nice car, nice house, kids university fund etc etc when they sue you for every penny you have now and will earn in the future.... Advising people to break the law is not what this forum is for surely.... Quote Link to comment Share on other sites More sharing options...
Ian Posted December 28, 2006 Share Posted December 28, 2006 When I declared my Popcharger & 19s I was expecting a big increase ( last year they wanted £150 for an induction kit). Was pleasently surprised at a £45 increase. Just need to phone them again to tell them about the Plenum & decats. Quote Link to comment Share on other sites More sharing options...
lomoto Posted December 28, 2006 Share Posted December 28, 2006 Advising people to break the law is not what this forum is for surely.... your not forced to take any advice that's given on here especially if I give it Quote Link to comment Share on other sites More sharing options...
Removed Posted December 28, 2006 Share Posted December 28, 2006 change insurance company. I have declared all my mods and pay £900pa with Adrian Flux, replacement like for like as well. This is with 3yr ncb and living in an M postcode which is the worst but 1 for car insurance. BTW I expect my insurance to go down ~£200 come May, otherwise I'll just switch to someone else With regards to lomoto's advice, really it's about what mods we are talking about here... are you going to declare a stubby aerial??? Let's be realistic. Just tell em the K&N won't increase bhp, which is the truth. Nismo kit? it came with it when I bought it.... end of. Quote Link to comment Share on other sites More sharing options...
sl114 Posted December 28, 2006 Author Share Posted December 28, 2006 change insurance company. I have declared all my mods and pay £900pa with Adrian Flux, replacement like for like as well. This is with 3yr ncb and living in an M postcode which is the worst but 1 for car insurance. BTW I expect my insurance to go down ~£200 come May, otherwise I'll just switch to someone else With regards to lomoto's advice, really it's about what mods we are talking about here... are you going to declare a stubby aerial??? Let's be realistic. Just tell em the K&N won't increase bhp, which is the truth. Nismo kit? it came with it when I bought it.... end of. Thing is i am with Adrian Flux as they quoted me the best out of 10 brokers and insurance companies. I told them the K&N will not increase BHP but they said that every induction kit on the 350z will give an increase according to their system, hence they want a garage to confirm this. Anyone know a good garage to send me a letter with this 0% bhp increase? Quote Link to comment Share on other sites More sharing options...
Removed Posted December 28, 2006 Share Posted December 28, 2006 tell them 3bhp they are just messing with you. I listed the kit from the beginning, and quoted 0 increase iirc. Just ask Mark @ Tdi or someone similar Quote Link to comment Share on other sites More sharing options...
sl114 Posted December 28, 2006 Author Share Posted December 28, 2006 tell them 3bhp they are just messing with you. I listed the kit from the beginning, and quoted 0 increase iirc. I may not go through Adrian Flux and call the insurance company direct, that way i side step the middle man (or dozy woman in this case) Quote Link to comment Share on other sites More sharing options...
Sarnie Posted December 28, 2006 Share Posted December 28, 2006 Just don't tell em Quote Link to comment Share on other sites More sharing options...
lomoto Posted December 28, 2006 Share Posted December 28, 2006 Just don't tell em I think I said that bloody hell if i Listed all the crap I've got on mine they would never insure me either..... never known any insurance co, ever turn down a claim because of some bolt on mods Quote Link to comment Share on other sites More sharing options...
sl114 Posted December 28, 2006 Author Share Posted December 28, 2006 I know what you mean, but i dont know if it is worth the risk. I really want it on as its going to sound awesome, but i dont think its worth the risk of not telling my insurance company. I may just sell this on when i get it and get a panel filter or something. Quote Link to comment Share on other sites More sharing options...
lomoto Posted December 28, 2006 Share Posted December 28, 2006 I know what you mean, but i dont know if it is worth the risk. I really want it on as its going to sound awesome, but i dont think its worth the risk of not telling my insurance company. I may just sell this on when i get it and get a panel filter or something. put the bugger on and stop fannying around Quote Link to comment Share on other sites More sharing options...
Stew Posted December 28, 2006 Share Posted December 28, 2006 I know what you mean, but i dont know if it is worth the risk. I really want it on as its going to sound awesome, but i dont think its worth the risk of not telling my insurance company. I may just sell this on when i get it and get a panel filter or something. Just put it on! Quote Link to comment Share on other sites More sharing options...
Sarnie Posted December 28, 2006 Share Posted December 28, 2006 I may just sell this on when i get it and get a panel filter or something. Don't be so gay. Quote Link to comment Share on other sites More sharing options...
sl114 Posted December 28, 2006 Author Share Posted December 28, 2006 I may just sell this on when i get it and get a panel filter or something. Don't be so gay. haha, im not getting that now dont worry Quote Link to comment Share on other sites More sharing options...
Sarnie Posted December 28, 2006 Share Posted December 28, 2006 I may just sell this on when i get it and get a panel filter or something. Don't be so gay. haha, im not getting that now dont worry PS: That email Quote Link to comment Share on other sites More sharing options...
sl114 Posted December 28, 2006 Author Share Posted December 28, 2006 I may just sell this on when i get it and get a panel filter or something. Don't be so gay. haha, im not getting that now dont worry PS: That email she wasnt one of mine though, friend sent the pics as he found them, still nice though. Quote Link to comment Share on other sites More sharing options...
Sarnie Posted December 28, 2006 Share Posted December 28, 2006 I may just sell this on when i get it and get a panel filter or something. Don't be so gay. haha, im not getting that now dont worry PS: That email she wasnt one of mine though, friend sent the pics as he found them, still nice though. Young skin Quote Link to comment Share on other sites More sharing options...
Stew Posted December 29, 2006 Share Posted December 29, 2006 share and share alike boys. Nobody wants to play with the kid that won't share his toys..... or porn! Quote Link to comment Share on other sites More sharing options...
Sarnie Posted December 29, 2006 Share Posted December 29, 2006 share and share alike boys. Nobody wants to play with the kid that won't share his toys..... or porn! Its not porn. Its pics of sl114's conquests Quote Link to comment Share on other sites More sharing options...
Stew Posted December 29, 2006 Share Posted December 29, 2006 If it's pretty ladies (naked or not) it's worth sharing with the boys! Quote Link to comment Share on other sites More sharing options...
Sarnie Posted December 29, 2006 Share Posted December 29, 2006 If it's pretty ladies (naked or not) it's worth sharing with the boys! They are very pretty Quote Link to comment Share on other sites More sharing options...
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