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Why You Should Declare Your Mods


Ekona

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Why would they not?

 

For example, I have my car insured with 'exhaust changes' under modifications. That includes any part of the exhaust, so manifold to backbox. I'm running a cat as I can't be arsed with the hassle, but I could swap happily to decats if I wanted.

 

Purely because of the MOT thing, how can an insurer 'allow' a mod that has to be removed to pass an MOT :shrug:

 

 

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See the windscreen thing.

 

You can put a spare wheel in your car with no tread on the tyre, MOT fail but not remotely illegal. MOT has zero to do with insurance or being illegal.

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Why would they not?

 

For example, I have my car insured with 'exhaust changes' under modifications. That includes any part of the exhaust, so manifold to backbox. I'm running a cat as I can't be arsed with the hassle, but I could swap happily to decats if I wanted.

 

so if i click exhaust change and intake change i can fit a turbo

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Why would they not?

 

For example, I have my car insured with 'exhaust changes' under modifications. That includes any part of the exhaust, so manifold to backbox. I'm running a cat as I can't be arsed with the hassle, but I could swap happily to decats if I wanted.

 

so if i click exhaust change and intake change i can fit a turbo

 

 

Of course you can!

 

 

You won't be legally insured, but you can still fit one. ;)

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See the windscreen thing.

 

You can put a spare wheel in your car with no tread on the tyre, MOT fail but not remotely illegal. MOT has zero to do with insurance or being illegal.

 

Yes I understand that but I fail to see how an insurer would allow you to specify a mod that makes your car unMOTable :shrug:

 

 

Sent from my iPhone using Tapatalk

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See the windscreen thing.

 

You can put a spare wheel in your car with no tread on the tyre, MOT fail but not remotely illegal. MOT has zero to do with insurance or being illegal.

 

Yes I understand that but I fail to see how an insurer would allow you to specify a mod that makes your car unMOTable :shrug:

 

 

Sent from my iPhone using Tapatalk

 

 

i might need to check the wording on mine but not sure it says anywhere on the t&c an insured car has to be mot'd

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It does say that, promise.

 

Look, if your insurer specifically wants you to tell them about each individual thing and you say decats, they'll either say yes or no: Every one will be different, I can't speak for any of them.

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