elecious Posted June 29, 2009 Posted June 29, 2009 have a couple of simple mods on my car at the moment and want to get a few more soon, just wondering which i would have to declare to the insurance company? Current mods: s2000 stubby aerial Clear front reflectors Future mods: An induction kit Spacers Front and Rear spats/mud guard thingy's Front strutt Polished plenum maybe one of those carbon fibre front engine radiator panels maybe one of front bumper spoilers Quote
CK@Chris Knott Insurance Posted June 29, 2009 Posted June 29, 2009 Always declare every mod! We cover them all (except cages & nitorus) on a like for like basis. Quote
martinmac Posted June 29, 2009 Posted June 29, 2009 Always worth mentioning them all IMO. Many may not influence the price but if you dont mention them you may have issues with any claims. Quote
Chris`I Posted June 29, 2009 Posted June 29, 2009 I'd declare everything. Not worth the heart ache if they refuse to pay out because of a mod you didnt think it was worth delacring Quote
M350ZB Posted June 29, 2009 Posted June 29, 2009 Declare everything, i did with SKy insurance and got a great deal, all mods everything covered, like for like Quote
skyinsurance Posted June 30, 2009 Posted June 30, 2009 As above, declare ANY change you make to the vehicle. Quote
Ekona Posted June 30, 2009 Posted June 30, 2009 Declare everything and anything, even if it's as stupid as different dust caps or where you've painted the shield for your induction kit. No company is ever going to charge you silly amounts for stuff like that (presuming you went with a decent one in the first place!), and it gives you peace of mind that you've satisfied your end of the contract. Quote
IanS16 Posted June 30, 2009 Posted June 30, 2009 I agree with everyone here but in all honesty I'd never bother to declare a stubby Quote
Cragus Posted June 30, 2009 Posted June 30, 2009 I agree with everyone here but in all honesty I'd never bother to declare a stubby You have changed the aerodynamics of the car with that stubby! It could make the world of difference...if it meant they don't have to pay out! Quote
IanS16 Posted June 30, 2009 Posted June 30, 2009 I agree with everyone here but in all honesty I'd never bother to declare a stubby You have changed the aerodynamics of the car with that stubby! It could make the world of difference...if it meant they don't have to pay out! If it came to it I'd hobble home on my remaining non-broken limbs to swap it back over before the insurance engineer visited Quote
M350ZB Posted June 30, 2009 Posted June 30, 2009 I agree with everyone here but in all honesty I'd never bother to declare a stubby You have changed the aerodynamics of the car with that stubby! It could make the world of difference...if it meant they don't have to pay out! If it came to it I'd hobble home on my remaining non-broken limbs to swap it back over before the insurance engineer visited :lol: Quote
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