Sarnie

I'd be more interested to see the difference between these two quotes: Full protected NCD and one claim & Full protected NCD with no claims. The difference between the two would then show how much that the loading for the claim eats inot your supposedly protected NCD..............

That was my point! So you get full NCD for having it protected when you come to renew but then they load your policy because of the claim. So ultimately you can't actually protect your no claims, just a portion of it, dependant on how much they load your policy This is one of the reasons I didnt get Protected NCB on my last policy........ No way I could afford to repair the amount of damage I made to the R8 last week though. Insurance it has to be. Just out of curiosity I looked at Zed quotes today with no NCB.......for a standard Zed, it would be almost 50% to insure than when I had my old one with all the mods declared and covered. Suffice to say, it'll be a while before Im back in a decent new sports car. Exactly, your damned if you do or damned if you don't.................. People pay extra to protect their no claims discount but why, if when you get a claim they load your policy accordingly.... Why don't they just abolish protected NCD and just accumulate NCD until you claim, and then start again?????? Anyway, it's going through the insurance

This one? http://www.pistonheads.co.uk/sales/2137931.htm

That was my point! So you get full NCD for having it protected when you come to renew but then they load your policy because of the claim. So ultimately you can't actually protect your no claims, just a portion of it, dependant on how much they load your policy

Is there anyway of findng out what the reserve was at the auction? And then offer them slightly above that.........

It hurts my brain to comprehend that xmas takes place in summer down under

Iain, as you know I fooked up my Mrs' alfa today, @*!# times man,,,,,,,,,,,,

Had a look at the car again earlier and to be fair there isn't much damage compared to the size of the impact and the damage to the other guys car. The guy hit me full on the drivers side wheel but there isn't a scratch on the wheel at all...... If a Fiesta crumples as easy as his did, I'm glad I was in my car and not his............................

The Mrs isn't happy The weather conditions are awful here. I was driving towards a T junction at about 20 mph, tried to brake about 30 metre's away and just started sliding. Slid straight out of the junction at exactly the same time a car was going across the junction from my right and then BANG!!!! The Alfa stood up pretty well and needs a new wing, bumper, wheels realigning and there are a few lights on on the dash etc. The other guys car (59 plate Fiesta) was a bit of a state. The Mrs isn't happy though as I'm a named driver on her insurance as the car is hers officially. I'd pay for our car to be sorted rather than go through the insurance but looking at his car he's going to need a new bumper, o/s headlight and bonnet plus any amount of stuff broken that couldn't be seen. Really not sure if it's best to pay for it all or go through the insurance as I don't want to ruin my Mrs insurance record even though she has protected NCD? Hmmmm, any ideas? Moral of the story guys, don't go out unless you really have to

Do you still have to consult Nic when you want to post?

zed is on the drive, shock

I have no idea what your on about

Seeping into lots of threads now.........

Yawwwwwwwwwwntastic Hugh......................

Of course you can, this isn't MI5 you know

link doesn't work

Get your own bloody profiles

I was gonna say that even my lambo didn't have 'lambo' doors

Just had an amazing

Looks like Nismo V2 to me

Photobucket is your friend