I think you are right Martin, this is the key thing in my mind, if you can use your own sourced parts, you should be laughing. I am glad to help out myself but not sure anything I specialise in will be of use to you!
Yes i can get it reapired anywhere i like and can use any parts i like. All it needs is to pass a engineers inspection once its done and the insurance will pay out. Only prob is i dont know how much if any of the money i will get up front to source parts, could be a problem as the car has already skinted me out, im sure theres options out there tho.