H5 Posted August 6, 2007 Share Posted August 6, 2007 My insurance is up at the end of the month. Best quote so far based on:- 2004 GT 26, 3 yrs NCB, no points as of June (touch wood!), with 25 yr old gf on policy, fully comp, with commuting covered. £525. Not bad? Quote Link to comment Share on other sites More sharing options...
H5 Posted August 6, 2007 Author Share Posted August 6, 2007 Have just removed the gf from quote - jumps to £696!!! Quote Link to comment Share on other sites More sharing options...
janz70 Posted August 6, 2007 Share Posted August 6, 2007 Thats a bloody great price considering 3 years NCD - I just beat ya but I am ten years older and have 11NCD Who that with ? Quote Link to comment Share on other sites More sharing options...
H5 Posted August 6, 2007 Author Share Posted August 6, 2007 It's with Elephant. Never accept a renewal quote, always go online and get a new quote. Also try Admiral, Diamond and Zurich. Oh, and with future engine bits declared it's £562. Quote Link to comment Share on other sites More sharing options...
martinmac Posted August 7, 2007 Share Posted August 7, 2007 Sounds very good, I am at £410 and shall we say, have the option of using Saga Quote Link to comment Share on other sites More sharing options...
Stew Posted August 7, 2007 Share Posted August 7, 2007 I renewed mine on Saturday. Admiral multicar. By the time I got everything sorted it was £525 for the Zed and the diesel dog!. Not bad! Quote Link to comment Share on other sites More sharing options...
Jacko Posted August 7, 2007 Share Posted August 7, 2007 It's with Elephant. Never accept a renewal quote, always go online and get a new quote. Also try Admiral, Diamond and Zurich. Oh, and with future engine bits declared it's £562. Yep, I've just gone through the whole process again....... going to write a full write up for advice for people, but I found that the cheapest with my wheels added were: Elephant, Admiral, Bell (all part of same group) Then Direct Line.... If you ain't got mods then privilege normally cheap, but if you going to mod at all then FORGET IT NOW! They rip all your limbs off on notification and renewal due to mods..... Anyway, found the Elephant, admiral, bell very easy to see how much a mod will cost you in change to policy through the web quoting system! PS: Probably worth saying where you are in country. For example mine is expensive considering I'm getting older, 10 NCB etc due to postcode.... Quote Link to comment Share on other sites More sharing options...
Trev-the-Rev Posted August 7, 2007 Share Posted August 7, 2007 £377 with Liverpool and Victoria. Like Martinmac, however, I'm of a certain vintage that attracts Saga junk mail Quote Link to comment Share on other sites More sharing options...
H5 Posted August 7, 2007 Author Share Posted August 7, 2007 It makes me mad, for the past 5 years every year Elephant send me my renewal it has been exactly 30% more than online. Wangers. But they're good value for the insurance itself! Quote Link to comment Share on other sites More sharing options...
MarkW Posted August 7, 2007 Share Posted August 7, 2007 Just got my renewal through today with Privilege £565 which isnt bad as it includes full protection and breakdown cover, business use, girlfriend, 6 points on license: Basic cover £374 NCD Protection £57 Legal Protection £21 Rescue £84 Guaranteed Hire Car £28 Total £565 Cheapest on confused.com was elephant and that was £670 with no breakdown cover! I am in the over 40s club though and girlfriend is 32. Quote Link to comment Share on other sites More sharing options...
Jacko Posted August 7, 2007 Share Posted August 7, 2007 Just got my renewal through today with Privilege £565 which isnt bad as it includes full protection and breakdown cover, business use, girlfriend, 6 points on license: Basic cover £374 NCD Protection £57 Legal Protection £21 Rescue £84 Guaranteed Hire Car £28 Total £565 Cheapest on confused.com was elephant and that was £670 with no breakdown cover! I am in the over 40s club though and girlfriend is 32. Yeah confused was crap for me, as was that comparethemarket crap.... moneysupermarket.com wasn't too bad, although premiums jumped up when adding protected NCD etc.... But Elephant was worth it in the end, no matter how bad the adverts are! Quote Link to comment Share on other sites More sharing options...
janz70 Posted August 7, 2007 Share Posted August 7, 2007 Cradle snatcher I take all your all UK 350's coz admiral wont do imports now !!! somebody bin smashing up to many Zeds Quote Link to comment Share on other sites More sharing options...
martinmac Posted August 7, 2007 Share Posted August 7, 2007 Cradle snatcher I take all your all UK 350's coz admiral wont do imports now !!! somebody bin smashing up to many Zeds Terrible thing jealousy Quote Link to comment Share on other sites More sharing options...
Zedrush Posted August 8, 2007 Share Posted August 8, 2007 Damn it, Im 26 and I pay £780, fully comp with one year roadside cover with greenflag, windscreen replacement, £250 excess, and covered for mods 19" alloys body kit, and stereo. I have 3 points CU30 and 3 years ncb, how comes you lot pay alot less Quote Link to comment Share on other sites More sharing options...
H5 Posted August 8, 2007 Author Share Posted August 8, 2007 Damn it, Im 26 and I pay £780, fully comp with one year roadside cover with greenflag, windscreen replacement, £250 excess, and covered for mods 19" alloys body kit, and stereo. I have 3 points CU30 and 3 years ncb, how comes you lot pay alot less Where do you live? Other than that, I'd say the body kit, wheels and whatever a CU30 is would make a difference of a couple of hundred. Quote Link to comment Share on other sites More sharing options...
Stew Posted August 8, 2007 Share Posted August 8, 2007 I think mine is to do with my post code! Quote Link to comment Share on other sites More sharing options...
H5 Posted August 8, 2007 Author Share Posted August 8, 2007 Zedrush, thinking about it, have you tried a quote with Elephant / Admiral etc. and put your gf / Mum / Aunt / Dad on the quote. That takes mine down from £696 to £525. Quote Link to comment Share on other sites More sharing options...
rickya Posted August 8, 2007 Share Posted August 8, 2007 7 years no claims/ no points/ 30 yrs old/Greater London postcode Import zed with no tracker & bodywork/wheels/exhaust mods listed £720 approx with Adrian Flux (£250 excess / protected no claims/extended injury & legal cover & hire car) Quote Link to comment Share on other sites More sharing options...
Zedrush Posted August 8, 2007 Share Posted August 8, 2007 Zedrush, thinking about it, have you tried a quote with Elephant / Admiral etc. and put your gf / Mum / Aunt / Dad on the quote. That takes mine down from £696 to £525. Im in London Im under my mums but still claim no claims for myslef with direct line, dont make sense Quote Link to comment Share on other sites More sharing options...
H5 Posted August 8, 2007 Author Share Posted August 8, 2007 Zedrush, thinking about it, have you tried a quote with Elephant / Admiral etc. and put your gf / Mum / Aunt / Dad on the quote. That takes mine down from £696 to £525. Im in London Im under my mums but still claim no claims for myslef with direct line, dont make sense Ah, if it's not your policy, they simply load it to the highest risk driver when it's the children of the policy holder. They're wise to that, just miss the partner / relative route. Quote Link to comment Share on other sites More sharing options...
Zedrush Posted August 8, 2007 Share Posted August 8, 2007 hmm so might be cheaper under my own name and ill put my mum on the insurance, do it vice versa you mean Quote Link to comment Share on other sites More sharing options...
Jacko Posted August 8, 2007 Share Posted August 8, 2007 Damn it, Im 26 and I pay £780, fully comp with one year roadside cover with greenflag, windscreen replacement, £250 excess, and covered for mods 19" alloys body kit, and stereo. I have 3 points CU30 and 3 years ncb, how comes you lot pay alot less Jay to make you feel better, I'm 33, 10yrs NCD, np points or convictions..... but because I live in an Oldham postcode (even though I'm 15 miles from Oldham), I'm paying more than you! So stop whinging!! Quote Link to comment Share on other sites More sharing options...
M13KYF Posted August 8, 2007 Share Posted August 8, 2007 just renewed mine with the privilege again. I actually cancelled it and set up a new insurance with them as it was cheaper. £550 full comp, protected with 12 months interest free payments. No claims or offences and max no years claims discount and in garage overnight. Manchester isn't the cheapest of areas even for a semi oldie Quote Link to comment Share on other sites More sharing options...
Jacko Posted August 8, 2007 Share Posted August 8, 2007 just renewed mine with the privilege again. I actually cancelled it and set up a new insurance with them as it was cheaper. £550 full comp, protected with 12 months interest free payments. No claims or offences and max no years claims discount Manchester isn't the cheapest of areas even for a semi oldie Yeah Mike I did the same last year..... I noticed that on my renewal with them this year, they wanted to charge me 19% or something to pay by DD, whereas like you, if done online would have been free! Nothing like customer service is there! Shouldn't have to have to cancel then resetup new one just to get the 0% offer! Anyway, they were taking the p*ss with me this year, so I've gone...... "might not have to be posh to be privilege, but it would help to have a posh bank balance with what they wanted" Quote Link to comment Share on other sites More sharing options...
H5 Posted August 8, 2007 Author Share Posted August 8, 2007 I have to do that every year with Elephant. Makes a mockery of their customer retention!! Jay, if you have no claims in your own right, then I would try it the other way round. Try www.elephant.co.uk and plug it in as if you were the main driver and see what you get. (Don't forget to click the 12 month policy button when you get the price - the default is a 10 month figure for some reason! ) Rob. Quote Link to comment Share on other sites More sharing options...
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