How to put a cat c or d back on the road?

[Jay Kay]

My mums car was recently written off due to someone driving into the back of it. It's just the tailgate that is damaged. It's an 02 Picasso so the insurers have offered her next to nothing for it. I'm quite sure I can get a boot quite cheap and pop it on and the car will be back to normal.

 

However is there anything further to do? I have read about a vic check but see differing messages about how this is only needed if the car is to be sold on. If i repair the thing, it will just be used until it is scrapped so there is no issue of re-sale.

 

Any experience out there?

 

Cheers

[kbeast35]

When my z was written off I was offered the chance to buy it back and repair it myself which I did, albeit the car is now supposedly cat d and the only thing I had to do was get a new mot and let the insurance company know the certificate number and that was it, I didn't have to send the v5 away or get it independently inspected, have a chat with her insurers to find out what they require, hope this helps

[Jay Kay]

That's good to know. I figured there wasn't much to it and have already told mum to ask the insurers for instruction, just wasn't sure about this Vic thing

 

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[beemerkev]

if its cat c it must have vic test

cat d only needs mot

[Jay Kay]

Oh ok, more good info. I'm not sure what cat they have classed it so I'll find out. Is the Vic like an mot or is it just turn up, give them cash and get a certificate?

 

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[Ekona]

You don't need a VIC test any more.

 

https://www.gov.uk/vehicle-identity-check

 

Just get it MOT'd and taxed.

[Jay Kay]

So not even a change to the logbook? Blimey, how would a potential buyer of a write off know what they're getting into?

 

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[Ekona]

HPI, like everyone else.

[Jay Kay]

Fine on a car of value but my mums car is worth about 750 quid and let's be honest, who's going to hpi a similar car of similar value. Does feel like the system is leaving itself open to abuse

 

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[gsexr]

The change is probably because so many cars are written off nowadays due to the cost of repair when they are not necessarily that badly damaged.

[Ekona]

Fine on a car of value but my mums car is worth about 750 quid and let's be honest, who's going to hpi a similar car of similar value. Does feel like the system is leaving itself open to abuse

On a car worth £750, who cares what Cat it is? I wouldn't HPI a car of that value either, it's just cheap transport at that point.

[Jay Kay]

Yeah I guess so, but even at that value, the category must devalue it somewhat so it should be visable somewhere. Oh well, makes things easier in this instance

 

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[G1en]

When cars get below £1000 its a gamble to any buyer anyway. I mean a cat c/d may well turn out better than a non accident car anyway

Almost all cars under a grand will be 10+ years old. High milage, several owners so you realy are taking a risk anyway and at £200 scrap value you never are going to be that much out of pocket.

The insurance, tax and mot will cost as much as the car and when you fill it up with fuel you in effect are adding 10% to the value

[Andy_Muxlow]

I think that's why the 83600 number for checking stuff out as it does give info on wether a car is written off and stuff like that.

 

 

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