We have seen a house we like and the lady that owns it like's ours. Ours is £300k and hers is £365k. Someone told me that if we are swapping houses we can do a deal whereby we sell our houses to each other at a stupidly low rate and avoid stamp duty - is that possible? And if so, how does it affect getting the mortgage when you technically need more money that the house is sold for. Confusing..............