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Sarnie

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Everything posted by Sarnie

  1. We need to do something just so I can carry on posting here
  2. I still don't understand why you sold your zed? Why spend all that money on kits and stuff when you S/C your current zed...................
  3. OMG I can afford that But i don't like it
  4. My ex car is on the forum but its now green
  5. Come on, I need it for my Lambo insurance premium
  6. No probs pal! I'll bring it on the next NW run WRT insurance just had a quote for £4165 from Adrian Flux which is £700 better than admiral. Has a £1k excess which I thought was pretty good
  7. Good work boys!!! * *My fee is 2%
  8. Cos I can afford the Lambo now and i'm the most impatient person in the world!!! I only popped into the lambo dealer this week just to browse and now I'm about to put my car up for sale as i want the lambo now!!! you sound just like me Things like this really get under my skin and it consumes my every waking second untill I get what i want.
  9. Cos I can afford the Lambo now and i'm the most impatient person in the world!!! I only popped into the lambo dealer this week just to browse and now I'mmabout to put my car up forsale as i want the lambo now!!!
  10. Mine would be this: http://www.pistonheads.co.uk/sales/176445.htm
  11. If you shouldn't be looking at women you shouldn't be on car forums either
  12. Meet him in the middle???????
  13. shotgun Panama
  14. What offsets are they? I think the problem is that you need far more aggressive offsets than are usually fitted to a Zed to get to the edges of the extended arches - something in single figures maybe? Thats what I was thinking. The arches have swallowed the wheels
  15. What offsets are they?
  16. What offset are those wheels?
  17. I can get you an Aston by the end of next month You just might have to remortgage your house thats all
  18. Chill winston!!!! These things take time. I don't envisage me being in one for a month or two yet. As your aware, selling a car is not easy
  19. Too true mate Logistically speaking its going to be a while before i'm in it. First of all I have to sell my car and then I have to find the right lambo at the right price although these two steps may end up being the other way round. I've spotted this one today: http://www.pistonheads.co.uk/sales/181328.htm Can't decide if the rims are better than the 'normal' silver ones?
  20. I want to own a Lambo now!!! I've got the rest of my life to pay the mortgage off
  21. All clients are made fully aware of the implications of there borrowings be it at 80%, 95% or 125%. If you borrow 115% then you are starting in negative equity, and yes if the market crashes they will fall further into that. If there circumstances change then yes its by bye house but thats applicable to any mortgage at any level of lending. Yes the clients would still owe the lender the further 15%. Technically speaking a 115% mortgage is not entirely secured against the property. 95% will be in the form of a mortgage (secured against the property) and the remaining 20% is effecitively a personal loan (therefore unsecured) given to the clients on the same term and interest rate as the mortgage. So even though you can borrow 115% of what the properties worth, only 95% will be secured against the property. Interestingly this means you can actually remortgage just the 95% element to a different lender and still have the other 20% with the original lender but it starts to get a bit messy.......... Mortgage Class is now dismissed.............
  22. so effectively you "prey" on the weaker are you one of those who advertise on TV.... "bad credit rating? no problem! I'll get you a 200% mortgage!" I don't prey on anybody. I provide specialist advice for people with special circumstances Also my clients have proactively sought out a broker, I haven't cold called (as its now illegal) them or railroaded them into the appointment. They need me As for the TV ad, sounds good
  23. Its got nothing to do with securing 115% on the property, its the property type. A studio flat, in a lenders eyes may be harder to sell on if they have to repossess
  24. Tbh the only time I use that road is when there is trouble on the M4 so you're not likely gonna see me there again soon. I'll be at Goodwood later this month, if you're there we could hook up for a bevvy. Hello stanger
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