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stuarty

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Everything posted by stuarty

  1. Bloody hell, i was only asking about what folks thought about tyre insuance
  2. Did you take it with porsche or elsewhere mate? A few people told me to shop around as bmw was expensive and that im cheaper going straight to the insurer direct,
  3. Sorry man am I missing something? Too good to be true? I sounds like daylight robbery to me! Are you basically saying your insuring your tyres against a puncture or being slashed for 4 or 5 £250???? I'd rather set fire to a pile of notes than give an insurance company £250 to insure my tyres! How many punctures/tyre slashings have you had in the last 5 years? 1 maybe 2........personally I'd run the risk (or better still put the £250 to getting some decent tyres and getting those hateful runflats off). Only thinking about it just now. Insurer replaces run flats if they get a puncture! Lets say my tyres have 2mm tread left and i get a "puncture" they said they would pay for a tyre up to £300. Also replacing the runflats with none runflats invalidates your car insurance, also this year new mot legislation states that a car originally fitted with run flats will fail an mot if none runflats are fitted!
  4. Anyone had any experiences good or bad with tyre insurance. Ive just bought a new bmw and its fitted with run flats. Ive been offered tyre insurance for a one of payment of £250. I was told it covered me for 4 years or 5 tyres. It covered £300 per tyre any more and i pay the difference, theres no excess, no deductions for wear and tear but tyre obviously has to be road legal, also covers run flats. I think the only thing is you have to use approved garages and you have to contact them before any work is carried out. I think its too good to be true as the policy price is about the same price as one tyre. Also it covers accidental damage and malicious damage.
  5. I'm very sorry Mr Stew but I must beg to differ on your proposed figures re BMW drivers ... must be other way around surely? Ive only had my BMW a few days now, how long will it take for me to turn into a ****#r?
  6. I'm very sorry Mr Stew but I must beg to differ on your proposed figures re BMW drivers ... must be other way around surely? Ive only had my BMW a few days now, how long will it take for me to turn into a ****#r?
  7. OK, so its snowing up here in Scotand, ive got the day off work and nothing to do. Ive just spent the last 3 hours clearing paths for my elderly neighbours . During the past few hours i have counted no less that 14 benefit scroungers, all perfectly fit to do an honest days work, but cant be arsed. I understand there are lots of people who cant work, but why are these scroungers not put to work clearing snow, picking up litter etc? I also spoke to a neighbour who is 60 years old soon and hasn't worked since he was 37 when he lost his job. He didnt take another job due to the fact that he has been helping his wife bring up there 6 kids, the youngest of whom is now 22 year old. He has lived in the same house for the past 23 years rent free, now his kids have flown the nest why does the council still pay his rent on a 4 bedroom house? The only good thing is that his children all work. Honestly, the government should have a system in place that if you've been on benefits more than, say 3 months and cant find meaningful employment, you should have to work for your benefits.
  8. Had to say goodbye to my Zed today, only had it 10 months. Absolutely loved every minute of it, but in the end the fuel prices became too much. I originaly bought it as a toy but as my son past his test and claimed my other car, i found it just too expensive to run on a daily basis Anyway after trying to sell it privately for about a week i decided to trade it in as the BMW dealer i was buying my new car from offered me £500 less than i wanted in a private sale! I dropped my car off and even the general manager commented on the condition of the Zed, he said its in far better condition than the 2 year old 370z that he took as trade in last month! Picked up my brand new BMW 320i m sport plus today and i'm over the moon with it. Its white with dark chrome alloys and exhaust, full leather, bluetooth, door handle light etc etc. I think this is all the car i will ever need, looks good, has a bit of poke and really good on fuel. The stop start system will take a bit of getting used to but so far its faultless I'll get some pictures up of both cars soon and whoever buys my Zed will grt a brilliant car
  9. I dont think independence is a good thing for us Scots or the UK as a whole. I class myself as a Brit/Scot. Its possible for us all to be British without losing any of our national identity. United we stand, divided we fall! But i do think us Scots in general Have a better standard of education, we are liked more when we go abroad and we are better looking than the rest of the UK. Also i know Braveheart isnt an exact representation of our historical paste, but I bet the English were sick when they saw it.
  10. they will for us Don't get started on this topic boys. Why is it that you believe the Scottish are sponging off the UK economy? I like our country being part of the UK but I firmly believe it could hold its own. Don't believe everything you read - if England would be so well off without Scotland, it would of cut its ties many years ago! If Scotland was independent before the Thatcher years we would have been a wealthy wee country. I dont think westminster is taking the whole independence thing serious. I also think that an independent Scotland could be a successful Scotland. If it all goes tits up and we end up in the @*!#, at least it will be our own @*!#. After all we Scots have got a reputation for being tight when it comes to spending a coin, being prudent with our wealth could end up being our greatest asset. Freedom!!
  11. House of lords voted tonight against limiting benefits to just over £26000. They have decided child benefit cant be taken into account! Whats the point in voting during an election if the people your voting for cant make any decisions without the go ahead from a bunch of unelected no users sitting in the house of Lords. I dont want to open a can of worms here, but when the time comes for us Scots to vote for or against independence this is something I for one will reflect upon!
  12. A girl i know stayed in a council flat with her kid, government paid £260 per month rent for her. Last year her friend divorced and offered to rent her a private house. She told the council she wanted to move home, council allowed it, now there paying £450 per month to her friend. Moral of this story is, if you work and you can only afford a council flat then thats what you get, you cant just decide to upgrade as you cant afford it. The other thing to take into consideration is if the girl got a job she could possibly afford her rent on the council flat, but now she cant afford to take a job as her rent would be to much to pay from her salary!
  13. My brother is a job center manager, he told me the reason why alot of benefits are now paid by the tax man ( tax credits) instead of social security is so that if you get caught making a faulse claim, its classed as tax fraud and not benefit fraud. Therefore the penalties can be more severe.
  14. Ive lived in the same house all my life (37 years) and i have been fortunate enough to have never claimed any benefits. The only thing ive had free is my uni tuition fees paid. One of my friends stayed in a flat that he had a mortgage on. He meet a girl that had 3 kids to different fathers. He sold his flat mortgaged a 4 bed semi and moved in with his new bit of slack! He now has his address at his parents, although he stays with his bag and kids in the semi. She claims single parent benefits for her and the kids and she also gets £600 a month housing benefit paid straight to him as he is pretending to be her landlord! He was bragging that the government was paying the mortgage and giving them around £800 per month in other benefits. By he way he has a really good paying job.
  15. Gosh that's double some people's full-time salary! One lady on the news had to move out of her privately rented home as her income support and housing benefit of £500 wasnt enough
  16. Got it! You should be special needs teacher
  17. Surely the rolling radius is the same regardless of the tyre's width? Is it to do with going round corners
  18. Surely the rolling radius is the same regardless of the tyre's width?
  19. I'm really not into politics, but a news story caught my eye. Its reported that the government is currently reforming the benefits system. What i couldn't beleive is that there capping benefit claims to £26000 a year. This includes income support, incapasity benefits and housing benefits etc. I cant believe that people are receiving over £26000 in benefits to start with As i said, i dont know much about the subject but why are people receiving such high amount in the first place?
  20. I understand that the profile is a percentage of the width, i also understand that is you replace 18's with 19's you have to fit a lower profile tyre. But why if my car has 18' front and rear does the profile differ, surley that means the overall wheel and tyre height is lower on the rear from the front.
  21. My zed has same profile front and rears but different widths. Ive honestly never seen a car with different profiles. I might be thick, but can someone explain why this is?
  22. Just bought a new bmw. Front tyres are 225/40/18. Rears are 255/35/18. Dont know too much about tyres and obviously bmw know what there doing but ive never seen a road car with a different profile on different axles?
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