I'm afraid I tend to agree. If you are having to get loans etc to cover paying off the car then any issues that may arise and are not accounted for may lead to you resenting it. But if you really really love it then go for it!
Whats wrong with having a loan to pay for a car? Im not offended or arguing here, im interested...
Ideal world obviously, you'd pay for it outright, but in the real world unless you're very lucky that's not possible. Who has £15k lying about to buy a car outright that isnt:
a) still at home with their parents
older, therefore had chance to save/make money on property etc
c) a spoiled brat
d) Have a ridiculously good job (i.e contracting or self employed etc).
Im in my mid 20's, only been working for 3 years having come out of Uni so had no chance to save, but earn enough to have a nice car in my life... finance makes the world go round!
I bought mine outright a few months ago, and I am none of those!
I should add that there's nothing wrong with getting a loan for a car!
700 extra over the term isn't bad either.
me too when i bought her i handed over the cash it's all about prioritising you life