Insurance Update

[GrahamB]

I've been reading a few bits on the forum about insurance costs and thought I would pass on my experience since I'm currently issuring my Z for the first time.

 

I've just bought a 2005 (55 plate) GT (Gun, StaNav, Parking Sensors) with a market value of £25k. I'm an old(ish) git living in leafy Surrey with lots of no claim but the striking thing wasn't the actual numbers but the range of them.

 

I started with my current insurers (Admiral) and was looking at about £660 full comp with a £350 xcs, after shopping around AA etc I was still somewhere near £600 until I tried Privilege.

 

If I buy online at Privilege the premium falls to sub £400 with a £250 xcs and protected NCD! I'm currently ploughing through the policy conditions to find the catch but haven't found it yet. If this works my new Z will actually be saving me money compared to the old Alfa Spider I'm trading in......

 

This would probably be a good time to point out that I am in no way related to the above insurance company, I just thought I'd pass on the tip.

 

G

[Jacko]

I've been reading a few bits on the forum about insurance costs and thought I would pass on my experience since I'm currently issuring my Z for the first time.

 

I've just bought a 2005 (55 plate) GT (Gun, StaNav, Parking Sensors) with a market value of £25k. I'm an old(ish) git living in leafy Surrey with lots of no claim but the striking thing wasn't the actual numbers but the range of them.

 

I started with my current insurers (Admiral) and was looking at about £660 full comp with a £350 xcs, after shopping around AA etc I was still somewhere near £600 until I tried Privilege.

 

If I buy online at Privilege the premium falls to sub £400 with a £250 xcs and protected NCD! I'm currently ploughing through the policy conditions to find the catch but haven't found it yet. If this works my new Z will actually be saving me money compared to the old Alfa Spider I'm trading in......

 

This would probably be a good time to point out that I am in no way related to the above insurance company, I just thought I'd pass on the tip.

 

G

 

Yep, I'm with Privilege as well, although even though I'm now getting old and have 9yrs protected NCB..... its nowhere as cheap as yours. But thats the joys of the postcode etc......

[speadyready]

Hi, Newbee here.

I've just got a 53reg and live in Chelmsford.

I am mid 30's with full NCD my insurance is with Direct Line, with 250 Xcess I am paying £410p/a

 

Hope this is off use.

[GC350z]

This wont be of use to anyone.

 

30 yrs old, living in Dublin, €2100. Granted my nc is currently suspended while my insurance co sues the cops to get their money back from a collision in my Celica back in February but when its sorted it'll probably fall to €1300 to 1500.

 

Sucks living in Ireland sometimes.

 

Guy

[JimmyJam75]

I renewed my insurance with Sainsburys Bank last night to cover my new GT Coupe that I'm picking up on 1st Sept. It come in at below £530, with a 2nd named driver.

[JimmyJam75]

Oh and I'm 31, live in Berkshire, have no points and maximum no claims bonus.

[scott]

£558 with 2years ncb 2years driving 31year old in ML postcode with Admiral.

[GrahamB]

Jimmy

 

I'm just down the road in a GU postcode, older and insuring a year old car so your Sainsbury's quote on a new GT seems pretty good! I'll give then a try.

 

Thanks

 

G

[Kennydies]

I got my insurance last night, I am 30, car is garaged, 8 yrs no claims, protected no claims for £412 with admiral

[AndyC]

Think yourselves lucky boys (and I know theres far worse than me!!) - 30, 7yrs NCB [protected], no points, car is garaged - £1250!!!!

[M13KYF]

I'm with the privelage to. Were the cheapest by far

[Sarnie]

Think yourselves lucky boys (and I know theres far worse than me!!) - 30, 7yrs NCB [protected], no points, car is garaged - £1250!!!!

 

Thats cheap for Moss side

[GrahamB]

Just done a quick head-to-head for Sainsbury's and Privilege and, for my circumstances, Privilege is 12% cheaper so that's where I'm off to. Let's hope I never need to take advantage of my cheap insurance!

 

Thanks to all for the advice.

 

GB)

[AndyC]

Thats cheap for Moss side

 

cheeky swine!!!!!

[buds]

Im 24 with 5years no claims and adding my 21 gf to policy on a FK5 postcode.

 

Just to chime in with my quotes;

 

Best so far is elephant at £540 p/a on an import Z

[Sarnie]

Thats cheap for Moss side

 

cheeky swine!!!!!

 

What? Do you live in Salford?

[NISM0]

O5 GM UK £1400 25yrs My first car ever hence No NCD ,

[Sarnie]

One question on insurance:

 

Is it worth telling the insurance company that I have changed my plate to a private reg?

[Liam's Z]

One question on insurance:

 

Is it worth telling the insurance company that I have changed my plate to a private reg?

 

Are you bloody stupid lad???

[lomoto]

One question on insurance:

 

Is it worth telling the insurance company that I have changed my plate to a private reg?

 

I think it would be prudent to, as otherwise your car reg no wont be on the National computer as being insured and you will end up getting pulled by the police at everyother lampost

[Liam's Z]

Sarnie sort it out asap or it's void

[M13KYF]

One question on insurance:

 

Is it worth telling the insurance company that I have changed my plate to a private reg?

 

yes, cos your not insured

[AndyC]

Thats cheap for Moss side

 

cheeky swine!!!!!

 

What? Do you live in Salford?

 

City Centre but Salford postcode yep!!