AK350Z 147 Posted November 2, 2016 We have a small car (Panda) that we have on PCP as the monthly payments were cheap and also 0% interest for the 3 years. Now we were always going to keep the car after the contract ended and the final payment is perfectly modest for us. At the minute though it seems the car will be well over the contract mileage (+50%) so presumably the final payment will be larger to make up the loss in final value? Do the normal excess mileage charges only apply if you're handing the car back? We're only halfway through the contract so plently of time to sort things out yet. Quote Share this post Link to post Share on other sites
Ekona 10,508 Posted November 2, 2016 If you're not handing the car back, the final payment stays exactly as per the contract. It's only if you're handing it back that you'd be subject to the excess mileage fees as stipulated in the contract. Basically, if you've no intention of handing it back don't worry. Quote Share this post Link to post Share on other sites
mattross1313 994 Posted November 2, 2016 ^^This. The milage is only an issue if you are giving the car back and they have to sell it on. Quote Share this post Link to post Share on other sites
Will370z 1,709 Posted November 2, 2016 Yup you are safe Andy if you are making the final payment and buying the car. Quote Share this post Link to post Share on other sites
SithOllie 25 Posted November 2, 2016 I recently had a similar discussion with VWFS, originally i wasn't going to buy the car, so rang up to add extra miles (only 12k miles over in 2 years lol) but have since decided I want to buy the car, final payment will take into account the fact i've paid extra for more miles. However if you've already decided i wouldn't bother as others have said. Quote Share this post Link to post Share on other sites
AK350Z 147 Posted November 2, 2016 Cheers guys, nothing to worry about then. Quote Share this post Link to post Share on other sites
