Sarnie

Yep but for some reason my clutch feels a little funny now.................

Maybe, but I'm yet to see a full set of circumstances were it was a better propositon. Most benefits of leasing usually are, no capital outlay, sometimes maintainence is thrown in, and you get a new car at the end of the agreement, no car to sell at the end etc. Its still dead money imo, and I'm sure there are better propositions out there especially from a business point of view.......

PX'd against the lease car. How does that work? Didn't know you could do that? Can't with most lease co's but I'm leasing from Westway Nissan. So they take your car.......maybe 17k or more....minus it off the price of a new car......£26,700........meaning your leasing a £9300 car???? Is that how it works or not? I've never looked into leasing a car before..

Totally agree, Sarnie. The rear diffuser and spoiler are a complete joke. It may appeal more if it was painted a decent colour. I know it's not particularly pretty but it is one of the race cars rebuilt so expected to look a tad OTT Neil Thats why I said, if it was still in the race colours it might be more appealing but all black just looks ridiculous. I'm pretty sure the 'owners' are just trying to sell it for a commision and have never/will never see the car in the flesh. I bet about 15 companies are trying to flog this.......

Uni nickname Pies? That infers fattie in my mind...

I had bloody load of them, being a spoilt only child Bloody old dear gave them away though when I went to uni

Only 12 months. Perhaps next january you can grave dig this thread to remind us It's a concern certainly, so I intend instead to spend my winnings this weekend and suggest you do the same Already spent it, I'll send you the bill to save time

Only 12 months. Perhaps next january you can grave dig this thread to remind us

I know I know. I bid £18,111 for it. Was hoping to get an ultra bargain.......the hunt continues......

+1 - mine has always been high and I like em like that as it makes for faster gear changes So long as its not slipping, I cant see it being a problem. Can someone explain to me in laymans terms what happens when a clutch slips? How can you tell? the engine revs like a bastard ,and you go nowhere (in layman terms ) When the car is in gear and your depressing the accelerator?

You cant envisage the rate going up again in the near future?? 4% by this time next year That's interesting , I would have thought with raw materials going through the roof (steel, copper alloy etc.) , fuel /gas prices rising , food costs escalating(price of wheat has nearly doubled in 6months ) that it was a sure fire bet that inflation would rise Inflation yes, but interest rates will consequently go down , tenner on it 12 months from now a tenner will wing it's way up to Cumbria if inflation is lower than today No the bet is on interest rates at 4% - besides, there are so many measures of inflation, I doubt I can justify paying my lawyer to get my winnings I'll take £100 on the BoeBR being higher than 4% OK , I'll take your bet if you take it until after the Jan 2009 BofE monetary policy meeting - that's 13 meetings from now Its only 12 as they have had the Jan 08 one, but yeah, your on: +4% after the Jan 08 PS: I really hope I lose the best as I'll make a fortune if the rates come down that low......... You can't actually lose, because you will rightly call in the bet if you win, whereas, I won't bother if I do as it's lost in the noise Don't cop out now A bets a bet. I'll pay up if your right and I'll expect the same* *Do you do interest free credit?

I thought you would do better with higher interest (ie higher commision ? ) Nope, incorrect. When I visit clients, i want them to be on a high rate and for me to be there with a really low rate. This makes my proposition far more appealing and can justify charging my fee Mortgage commision is negligible and not directly linked to the rate at all. Think approx 0.35% of the borrowing, this is typical

+1 - mine has always been high and I like em like that as it makes for faster gear changes So long as its not slipping, I cant see it being a problem. Can someone explain to me in laymans terms what happens when a clutch slips? How can you tell?

You cant envisage the rate going up again in the near future?? 4% by this time next year That's interesting , I would have thought with raw materials going through the roof (steel, copper alloy etc.) , fuel /gas prices rising , food costs escalating(price of wheat has nearly doubled in 6months ) that it was a sure fire bet that inflation would rise Inflation yes, but interest rates will consequently go down , tenner on it 12 months from now a tenner will wing it's way up to Cumbria if inflation is lower than today No the bet is on interest rates at 4% - besides, there are so many measures of inflation, I doubt I can justify paying my lawyer to get my winnings I'll take £100 on the BoeBR being higher than 4% OK , I'll take your bet if you take it until after the Jan 2009 BofE monetary policy meeting - that's 13 meetings from now Its only 12 as they have had the Jan 08 one, but yeah, your on: +4% after the Jan 08 PS: I really hope I lose the best as I'll make a fortune if the rates come down that low.........

class jay Only 5 months behind up to date with the present posts Your graving diggin posts

You cant envisage the rate going up again in the near future?? 4% by this time next year That's interesting , I would have thought with raw materials going through the roof (steel, copper alloy etc.) , fuel /gas prices rising , food costs escalating(price of wheat has nearly doubled in 6months ) that it was a sure fire bet that inflation would rise Inflation yes, but interest rates will consequently go down , tenner on it 12 months from now a tenner will wing it's way up to Cumbria if inflation is lower than today No the bet is on interest rates at 4% - besides, there are so many measures of inflation, I doubt I can justify paying my lawyer to get my winnings I'll take £100 on the BoeBR being higher than 4%

That's it exactly. Liam, you can't compare leasing a car to renting a house because your house won't lose 40% of its value in 18 months. If the lease payments on a car are no more than the depreciation over the same time, what have you lost? Other than the grief of getting rid of the damn thing at the end. I didn't compare it to leasing a house, Dorian did But only for the hell of it the flaw was 2 pages back Exactly, you started it as usual

PX'd against the lease car. How does that work? Didn't know you could do that?

That's it exactly. Liam, you can't compare leasing a car to renting a house because your house won't lose 40% of its value in 18 months. If the lease payments on a car are no more than the depreciation over the same time, what have you lost? Other than the grief of getting rid of the damn thing at the end. I didn't compare it to renting a house, Dorian did

You cant envisage the rate going up again in the near future?? 4% by this time next year No chance. It would have to come down every other month to reach that. It has to, to avoid a recession - it will be a no-brainer once the US slowdown turns into a recession in Q1-2008 It won't, Its not been 4% since Feb 04, which is nearly 4 yrs: http://www.bankofengland.co.uk/mfsd/iadb/Repo.asp The rate will drop but not to 4% in 12 months.......

You cant envisage the rate going up again in the near future?? 4% by this time next year That's interesting , I would have thought with raw materials going through the roof (steel, copper alloy etc.) , fuel /gas prices rising , food costs escalating(price of wheat has nearly doubled in 6months ) that it was a sure fire bet that inflation would rise True. No way will it go to 4%. I think it will vary between 5% and 6% for a year or two. The econonmy needs to give people a confidence boost in the housing market.

You cant envisage the rate going up again in the near future?? 4% by this time next year No chance. It would have to come down every other month to reach that.

You cant envisage the rate going up again in the near future?? No. 6% and above and the market will start to collapse in on itself. All imo of course....

Never thought about house buying in those terms before Dorian.., very thought provoking.... Hence the inception of Lifetime mortgages Bugger that... I pay enough to the taxman , vatman etc..without giving it a finance house as well I agree mate, I was pointing out what options are available to benefit from spending a lifetime of paying off a house. Whats the point in sitting on a mortgage free house, especially when peoples pensions annuities are providing bugger all and livving in poverty. Assett rish, cash poor? Perhaps because you have a nice house, no bills and quite a few quid to spend Thats not the typical person though......

But what i'm talking about is using someone else money to do that..