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manphibian

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Posts posted by manphibian

  1. Your brave saying {who needs a boy friend} on here its full of sex pests :lol::lol::lol:;)

     

    Not sure that I've encountered any of them yet.. :lol: Give it time though..I'm still new around here...bring on the sex pests! :boxing:

     

    I dumped my last boyfriend six weeks ago, as I found out he'd been cheating on me for the previous 4 months :yuck:

    Not in a huge hurry to jump straight back into a ltr...gonna have a bit of fun in the meantime ;) However finding blokes who aren't a) massive players or B) married.... is proving harder than I thought..lol! Hey ho! :D

    Besides, the Zed will keep me occupied for the time-being :cloud9:

     

    Hannah x

     

    Haha :D Good job this isn't Pistonheads :lol:

     

    I finished with my gf six weeks ago too, Got a date tonight, but if it doesn't go well i'll let you know :lol:

  2. Hahaha!!! :lol: Tell me about it!! Although, I'm definately not that hot..pmsl! Nice car! :teeth:

    Landlord is very good to me to give him his dues...its only me and him that live here, nice big 6 bed house, gym, etc etc...and I only pay a measly £450..which includes pretty much everything..and he occasionally cooks too...which is a bonus, as I can't :blush: Who needs a boyfriend when you have an awesome landlord hey!?

     

    Hannah x

     

    Sounds like a pretty sweet deal! That's like Bedsit money :lol:

     

    I wouldn't ever leave if i were you! :D

     

    I'd really love an R8. Maybe i'll get an old knackered one in a few years :lol:

  3. Well fortunately we're still on great terms and i really don't think that will change, which is good.

     

    I think plan A is to sell the house if poss, so i'll do a few jobs and get it valued.

     

    If it turns out in negative equity, then i think i'll have to take it on myself, but wouldn't be able to do it officially, as i'd have to get the mortgage down to 90% of the value, which is not possible.

    I would take it on myself until it becomes sellable, then when it sells she would get half minus the payments she hasn't made...

     

     

    That's the theory anyway :D

  4. Ok, well at the moment i'm splitting up with my gf..... all very sad etc..

     

    Now we have a house together, which having bought 5 years ago, is pretty likely to have no, or more likely negative equity :/

     

    So, i'm just wondering if any of you know what the deal is here.... Lets say that the house is worth 10k less than what we owe.. Obviously if we sell it, we will have to find 10k between us to pay off the mortgage... Which doesn't sound too attractive :yuck:

     

    Now i could afford to take it on myself, but if i go to Santander and ask to get her taken off the mortgage, does it just carry on as before, or do they make you take out a new mortgage? As obviously they're not gonna lend me 105% of the value of the house? :/

     

     

    FML :doh::lol:

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