No Claims Bonus

[Digsy]

OK, a bit of an odd one this and I may be worrying for nothing but here goes...

 

If you cease to have an insurance policy for a period of time (for any car) and then take out a new one, does your NCB transfer or is it lost? I'm talking a number of months rather than years.

[S1 HNK]

as far as i know there is a period of grace which you can still retain your NCB and it must be a while so i dont think you have anything to worry about. Couldn't tell you the time period but i'm sure someone will know.

[waylander]

You do not lose your NCB, just finish sending a letter for my father who was in the same situation as yourself, Direct Line stated they required in writing that he did not have private car insurance during that period.

[nixy]

I think it depends on the insurer and for how long so I'd check if I were you.

[Maccaman]

Here you go.

 

http://www.planinsurance.co.uk/Plan_Ins ... Bonus.aspx

[Digsy]

Here you go.

 

http://www.planinsurance.co.uk/Plan_Ins ... Bonus.aspx

[CK@Chris Knott Insurance]

OK, a bit of an odd one this and I may be worrying for nothing but here goes...

 

If you cease to have an insurance policy for a period of time (for any car) and then take out a new one, does your NCB transfer or is it lost? I'm talking a number of months rather than years.

 

Generally, you can use it within 2 years.

[rtbiscuit]

if your refering to the months that you were building up towards your next no claims, i thought they were lost, but if you have actual NCB years you can keep them.

 

everytime i have cancelled a policy to start a new one due to change of car and the insurers not covering that vehicle i have had to loose the months for that year and start at 0 months with the new policy.