Thats wierd, Im with direct line, I am under my mums name, her first car 911 policy is with direct line, the 350z is in her name to, I am a named driver, her no claims from the 911 also contributed to the no points on the 350z, I have been under her name for 2 years now, and have collected 2 years no claims. After reading this I called direct line and asked them, they said because my mum took out no claims duplication, and no claims protection her no years claim can be duplicated to any car as long as the car is in her name So guess its touch and go with these companies or depend who you get on the other line, we even have this in writing as I called my mum to check