On the other side of the coin, this happened to me recently!
(I know it’s not a Z, still trying to convince myself I don‘t need rear seats)
Fellow employee of mine nudged the car attempting to park, causing a bill for £220 cash for a front bumper respray! Scrape was too deep for Chipsaway.
Initially said he would pay out with insurance until his mother said it was just a scratch and would not be paying at all for the repair. Wtf! So much for trying to do someone a favour.
So I am now forced going down the insurance route and I AM determined to ruin his future car insurance for the foreseeable future to boot. If it your car that gets damaged guys it’s a very different story trust me!
£145 is a trivial sum to pay for saving yourself this hassle!