on the up side tho!!
i saw on the news a few years ago a old man who applied some financial help through a local scheme (run by the Govt)
he later kept getting loads and loads of CC applications, this man had no family and lived in a council house, he called up the companies asking to get his name of the mailing list but they kept coming.
a few months later after still receiving all the Applications he had a stroke and was found to have a terminal illness that would kill him in a few months. when he got back home to collect his belongings he found over a dozen CC applications. he thought sod it and applied to them all and he got loads of them back and then went on a spending spree!!!
he asked to go to iceland once a week and bought the old dears loads of shopping saying it was all for free!!
and he also took the home that he was staying in, on a massive day out (that he paid for)
all of his carers thought that he had loads of money saved away and was just spending it because he couldnt take it with him.
when they were asked by the reporter they said he bought loads of stuff for the residents of the home and he was a lovely bloke,
apparently he lasted for 4 months and he racked up an estimated £35k over all of the CC.
the debt died along with him.