Sarnie

Ok, whats a 380RS???

2 minutes ago, Ian said:

 

No idea, not spoken to Pimm in years and Captain went off to live in Dubai.

 

I did see Choptop at an Italian car show a few years back but not seen or heard from him since either

Was Captain the guy that had us all investing in goldmines that turned into **** all??

I remember ordering my SF Volks Challenge wheels directly from Japan...................felt so exciting, LOVED them when they came eventually!!

Do people still buy Nismo Zorsts?? Them and the Nismo wheels were so desirable.....

28 minutes ago, DoogyRev said:

I am surprised no one has mentioned Storm Horse yet 

Remind me of Storm Horse?

AAAAAAAHHHHH Just remembered!! The woman draped over the bonnet of a Zed 🤣

Great news!

1 hour ago, ZMANALEX said:

Nah, I don't think so, can't remember his name.

 

Anybody?

 

Or do you mean Adrian?

The guy that came in and started selling stuff?

What happened to Chris down south? And was it Bob?

What about Lomas? With the Sunset Zed I think?

3 hours ago, ZMANALEX said:

Well, Well, Well, what a nice surprise,  Great to have you back Liam. 

 

Yes, I am still here, helping members out when I can, but not on the same scale as the good old days, what a blast they were, miss them.

 

More into GTR R35s and prestige stuff these days, but a completely different ball game and people with a completely different mindset.

 

I still have my track 350 and also my R35, but mostly use the truck as my daily.

 

Hope that you and the family are well and are all enjoying life.

 

Alex.

 

 

 

 

Wow, still going, well done you!!

Sounds like you are doing well, nice one!

Is that Romanian guy still around?

They were great days!

What happened to Welsh Ian, think he had a modified GM Zed?

There was a blonde woman with a black GT4 too?

Anyone remember Dorian? Think he had a supercharged Zed from very early?

ZMANALEX too?

Liam Williams from Liverpool with a Kuro Zed.

I remember getting myself a driving ban after speeding on the M6 to a meet in Chester!!

They were great days!

The Zed was my first performance car, loved my UY GT4!!!

Good to see some familiar names!!

Ah!!

@Beavis Where art thou??

Nice!

Yeah, had the Gallardo circa 2008, great car!!

Is Beavis still around these days??

3 minutes ago, LRF4N said:

Blast from the past! Hope you’re well mate

 

Loads of us still here, but very few posts nowadays so I doubt anyone will beat your count lol

 

I believe your old kuro was the one Paul T had sprayed green? It had 2 more transformations after that, and you should see his collection now, enough to make any Z fan weak at the knees

 

What are you driving now?

Irfan!!

Hope you and the family are well!

Yeah, seem to remember it going green!!

I'm currently in between cars after 7 years in various McLaren's.........pondering what to go to next!

1 hour ago, ShortPaul said:

Are you back in a zed?

No but coming back on here last night did have me looking at Autotrader!!

Good, they thought they were so much better than us 🤣

Wow..................been SOOOOOO long since I've checked in here?

Has anyone beaten my post count? Seemed so important years ago 😂

I've scrolled a few posts, so many familiar names, the weird thing tis that as soon as I see the name, I remember the car they owned!

Back in the early days, there was the "other" forum that everyone hated, is that still going??

Anyone remember Val?? Thats probably before a lot of peoples time on here.

For reference, I had a Kuro with tan interior that I sold to Paul thats still on here I think, that he modified! I then had an UY GT4 with Nismo kit which I honestly felt like was the pinnacle of motoring!! I can remember hankering to a set of Nismo wheels more than I wanted an actual child and a Nismo Zorst!!! Great days!!

Anyway, hope everyone is well!!

Liam

Always lurking 

Who is the lender?

1 hour ago, nowhereboy said:

Thanks for the response Sarnie! 

 

I feel absolutely sick with worry today, I can't help but feel that people within the industry are obliged to state we should tell them as they can't exactly go around telling people to hide things from lenders. 

 

I've read stories on other forums where people have fessed up and lost everything, I've also read many threads in which people have kept quiet and been successful. 

 

We have paid a very high broker fee to obtain this offer, we have simply ran out of money to pay another 4 figure sum if the broker requires more money due to needing a new lender. We have used a specialist broker and had limited options for providers to start with, we feel very lucky to have obtained a good rate from a high street lender and the mortgage may become out of reach if we need to use another lender. 

 

The bottom line here is we are at risk regardless of what decision we make, it's just trying to work out which option contains the least risk. 

 

 

No........the people from within the industry are the people giving you good, qualified, experienced advice.

Everyone telling you to lie and commit mortgage fraud are the idiots........none of who will be around to pick up the pieces if this goes pear shaped after following their advice.

You can take control of this and deal with it with the broker and then lender.

Or you can continue to be stressed out of your eyeballs every single second until completion............

On 21/04/2019 at 08:08, Mikevv said:

^^Love this!!

Just now, Ian said:

 

life got in the way of this place. In the last year, I bought a house, got married and had a baby (not me obviously but the wife)

 

 

Aaaaaaaaaaaaaaaand??? poor poor excuses................

On 29/06/2019 at 07:47, Ian said:

trader now.........and still less posts than me, WTF you been doing!?!? 

Wow.

Can't believe what i'm reading in most of these posts.........the "advice" from people on here is basically to encourage mortgage fraud.

I'd love to reply to every single one to explain why it's incorrect but I simply don't have the time these days that i used to have!

Whoever scoffed at being "blacklisted for life"............google "CIFAS" and "Mortgage Fraud" and maybe even "Hunter System".

I've come across 3 client with CIFAS markers against them...................impossible to get them a mortgage with any lender in the UK.

Anyone that thinks lenders do not check details all the way up to the release of funds is deluded.......I've had clients report to me that the lender phoned their employer and asked for them to check they worked there, re-credit scored them a week before completion, requested new payslips before completion......I even had a client contact me for help after he bought a property as a BTL, moved into it himself, the lender checked the electoral roll 3 months after completion, found him on it and recalled the mortgage immediately.

Playing dumb will not help you. Every single mortgage offer in the UK will stipulate that you have to inform the lender of ANY changes whatsoever to your circumstances.

OP.....thanks for the PM........call (not email) your broker and ask them if they could tell you what the lender would require if you were to change jobs. From what you've said, no probationary period will help........they may want to delay completion until she has started her new job.......affordability shouldn't be an issue.......at worst it gets delayed slightly, the developer just wants to sell the property and may kick up a fuss but even they don't want to just get your 10% deposit......they want 100%, even if it's delayed, not to get 10% and then have to start from scratch with another buyer at a potentially lower price.............

Good luck!!

Liam

Most of you won't know me........the ones that do probably don't want to!! 

Seriously though........early 2000's......this site was my life almost!!

Back lurking 

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