NISM0 Posted July 14, 2006 Share Posted July 14, 2006 Hi there, Not sure if this post is in the right section but here goes. I finally got enough money to buy the car of my dreams , 350z GT GM Rays on an 05 plate-slick. I can see it now , its siting on my driveway, its been there for a few days now, problem is i cant drive it -reason ****ing INSURANCE. You see I had an independant broker offering me a quote of £1600 before i bought the car which fell through because...well to put it simply they are now no longer trading and the shop is boarded up- probably a good thing i didnt hand over any cash. Problem is I'm getting terrible quotes from all the mainstream ones, Ive tried all the usual tesco , direct line, confused .com etc but the cheapest ive got is from admiral £1808. Im kind of expecting a high premium because i just turned 25 , Ive had a licence for 6 years but have never had a car(The Z will be my first ever) hence no NCD I live in the suburbs of Birmingham. I just wanted some advive on weather 1800 is reasonable in my circucumstances Im starting to go mad at not being able to drive it , Help!!!!!!! Thanks Quote Link to comment Share on other sites More sharing options...
lomoto Posted July 14, 2006 Share Posted July 14, 2006 sorry to hear about your insurance difficulties, I,m sure someone will be along to advise ! me I,m too old to have to worry about insurance price now by the way stick some photos up of your ride Quote Link to comment Share on other sites More sharing options...
Liam's Z Posted July 14, 2006 Share Posted July 14, 2006 NISMO 1800 quid seems a good deal to me At he end of the day you've had no insurance in your name since you passed your test therefore don't qualify for any discount.... Which I know you understand Pay the £1800 if it makes you feel any better I paid £1450 when I first got the zed with 3yrs NCD which in my opinion corresponds to your quote Quote Link to comment Share on other sites More sharing options...
steve_b Posted July 14, 2006 Share Posted July 14, 2006 Some companies will give you a discount if you have been a named driver on other cars...does this apply to you. I am with a company that only take people with 4 years NC so no good there. If it is only 200 over the previous quote just go for it. It will go down 20% next year so in the big picture it just one of those things, like Death and Taxes you cannot get away from them. There is a few specialists that Lotus and Caterham boys use but they may not be cheaper, let me know if you need the details. Steve Quote Link to comment Share on other sites More sharing options...
stuey Posted July 14, 2006 Share Posted July 14, 2006 my renewal is £632 full comp............ Quote Link to comment Share on other sites More sharing options...
Sarnie Posted July 14, 2006 Share Posted July 14, 2006 Hi there, Not sure if this post is in the right section but here goes. I finally got enough money to buy the car of my dreams , 350z GT GM Rays on an 05 plate-slick. I can see it now , its siting on my driveway, its been there for a few days now, problem is i cant drive it -reason ****ing INSURANCE. You see I had an independant broker offering me a quote of £1600 before i bought the car which fell through because...well to put it simply they are now no longer trading and the shop is boarded up- probably a good thing i didnt hand over any cash. Problem is I'm getting terrible quotes from all the mainstream ones, Ive tried all the usual tesco , direct line, confused .com etc but the cheapest ive got is from admiral £1808. Im kind of expecting a high premium because i just turned 25 , Ive had a licence for 6 years but have never had a car(The Z will be my first ever) hence no NCD I live in the suburbs of Birmingham. I just wanted some advive on weather 1800 is reasonable in my circucumstances Im starting to go mad at not being able to drive it , Help!!!!!!! Thanks Quality another Brummy I live in brum and my insurance is under £700 with the RAC. Whereabouts in brum are ya? Quote Link to comment Share on other sites More sharing options...
Bluffy Posted July 14, 2006 Share Posted July 14, 2006 Have you tried putting a lady driver on the policy as the 2nd driver? I did this a few years ago and made it slightly cheaper. Quote Link to comment Share on other sites More sharing options...
NISM0 Posted July 15, 2006 Author Share Posted July 15, 2006 Hi guys, Thanks for your advice, I got it down by 70bucks by adding my old man down as an additional driver-so thanks for that advice. Problem is that he bought and crashed two 240z when he was younger, and ever since i bought my Z he's been reminising- now hes a named driver hes gonna be borrwing it all the time and playing chicken with kerbs!!! I will be driving it though within 24hrs, cant wait............. Ps im in the little aston area of west brom, sutton Quote Link to comment Share on other sites More sharing options...
Sarnie Posted July 15, 2006 Share Posted July 15, 2006 Hi guys,Thanks for your advice, I got it down by 70bucks by adding my old man down as an additional driver-so thanks for that advice. Problem is that he bought and crashed two 240z when he was younger, and ever since i bought my Z he's been reminising- now hes a named driver hes gonna be borrwing it all the time and playing chicken with kerbs!!! I will be driving it though within 24hrs, cant wait............. Ps im in the little aston area of west brom, sutton Theres no need to even tell him he's a named driver Quote Link to comment Share on other sites More sharing options...
Traktion Posted July 15, 2006 Share Posted July 15, 2006 I'm 27 and Admiral were the cheapest for me. Quote Link to comment Share on other sites More sharing options...
M13KYF Posted July 15, 2006 Share Posted July 15, 2006 Nismo and enjoy the forum Reckon your quote aint that bad considering you have no NCD. Anyway looks like you've bit the bullet, driving the Z will more than make up for it. Quote Link to comment Share on other sites More sharing options...
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