I've just done exactly the opposite. Chris Knott wanted nearly £1200 to renew, admiral came in at £450 (23 years driving, max ncd, no accidents/convictions, good postcode). Why do they do it? They must know what we're going to do. I was shocked at Chris Knott; I thought they'd be above games like that. I didn't ask them to re-quote, if they don't send the best first time they don't deserve the business imho.