Right Tim, I did call back and i just happened to speak to the same guy as earlier (i asked his name this time), Gordon. He has informed me that you cant quote me because i have no quote for you to mirror.....? I have had a quote from Bell for £748 with 1 yrs NC. he's still saying that because im still using my policy, im not able to "bring over" my NC and the only way for you to beat that quote is for me to cancel my policy, phone Bell, get that quote, phone you and tell you that Bell has quoted me £748 and THEN you can beat it. This all sounds a little strange to me. Is this correct Tim? Should getting insurance be this difficult? :S