Hi, if you have a driving other cars extension it will be noted on your Certificate of Insurance. It will say something like "the proposer may drive any motor vehicle not belonging to him and not hired to him under a hire purchase agreement"
If the words aren’t there then you don’t have the extension. You cant really ask for it either. It is usually given as standard to:-
• Proposers over 25
• Those not in the Motor Trade
• Those not insuring high group vehicles are also sometime excluded
Cover will usually be Third Party Only when using the extension and the vehicle will also need to have insurance in its own right.
A Motor Trade Insurance policy would allow you to drive multiple vehicles (under certain conditions) but will only be operative if you are genuinely in the Trade.
