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Posts posted by fusion243
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No matter how much I wanted one I refused to buy a zed if I couldn't get insurance under £700, with my dad and other half on it its £630 (with minor mods), without them it was over £900, so I bought one we pay £1600 for all three cars (motorized to come lol), which isn't bad seeing as they include a zed and a supra tt
Haha - I don't think I've ever had a quote <£1000, regardless of car
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Well for starters I'm employed now so you need not worry about that. It was bought off my brother at a discount rate and not money up front. I worked throughout my time at uni originally with the plan of saving for travelling. Decided not to travel and so have a few thousand set aside in an account which is how I can afford to handle set-up costs. Hope that answers your question...
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A good thing I found with some bigger insurers - add two or three named drivers who have their own cars, ideally older and female with a clean record. I added two x pensioners to one quote and it plummeted by about £300
Finally got round to trying this.
First put my mum on with her 3 speeding convictions in the last 5 years: Took off £469
Added my dad with 0 convictions/accidents: Lost another £306
Total saving: £775 = 32% of original quote (of £2393)
New quote equals that of when I had the VW Golf in Manchester under just my name
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Fitting a tracker may not help - I was quoted an EXTRA £400 if I fitted a tracker
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...on the A3 going into London
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Couple of pics of my zed with new black reflectors...
The cat looks 'shopped
Reflectors looking sweet though
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from a fellow London-based soon to be Zed owner
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Yeah I saw that write up - hadn't even heard of electromagnetic sensors before that! But I am just a bit fearful of doing it myself having absolutely no DIY experience Good to hear that the EPS200 has been tried and tested successfully though
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Yeah the greater field of vision is what I'm hoping for. How much did yours cost including fitting? Because I know a few members of this forum have the PD ones and rate them but I'm working on a budget and these EPS ones are working out £100 cheaper (installation included) than any of the Parking Dynamics ones I have found...
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Since I will be parking my Zed on the street in London I expect to be squeezing into a fair few tight gaps! Therefore, I have been looking at possible parking sensors to aid me in this and the best value for money seem to be the EPS200 - one of those electromagnetic ones that doesn't require bumper drilling. From my research I'd say 80% of people gave them positive reviews, but AutoExpress.co.uk were not such fans. I was just wondering if any of you guys out there have this installed and if so, how's it working out for you??
Cheers
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Welcome, there are hundreds in Surrey, although I've only ever seen 2 lol You may see me about in my black GT, I live in Kent but my other half lives about 10 mins from Kingston. He bought his supra from Bonsai Cars 5 years ago, are you picking her up from Southampton?
Ah nice - will have to keep an eye out then! I think it is getting brought up here once it has been IVA'd. I should be driving her by now but been plagued by hold-ups
Changing from a 1.6 golf to a Zed will give you a monumental buzz.You'll feel as though the car's running on "DILITHIUM CRYSTALS"
Lol - that's what I'm hoping for!
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You may want to relink with a link that isn't for mobile devices. Took me ages to actually see the listing using the mobile link. But that could just be my incompetence
Anyway - good luck with the sale!
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Yeah - think my insurance premiums are high enough without having to declare mods as well Definitely interested in a going along to a meet though - will keep an eye out for any news of them!
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Dont want to put a damper on things but perhaps its a hint to delay the zed purchase, build up some ncbs on another car and buy one in the future, added bonus is zed prices will have dropped too.
I couldnt even contemplate paying over 2k for insurance seems crazy.
Easier said than done though, in the mean time hope you do find a sensible quote as zed ownership is a lot of fun
Yeah I know it is a bit ridiculous. That said, it should drop a fair bit once I am in full-time employment (very shortly!) and I rationalise it with the fact that I was paying £1.5k insurance on my 1.6 Golf as a result of it being kept on the street in the student part of Manchester So in that respect it isn't that much of a step up! I'm basically committed to the Zed now but I am getting it at a somewhat discounted rate so factoring the expensive insurance in as part of the car cost. Then once I have driven it for a year, am 23 and got a bit more ncb I'll go to a specialist for next renewal and a more healthy quote (hopefully!)
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Where do I sign?!
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In case people don't know - apparently 5 place grid drop for Mal and Ham got reprimanded. Should have been a lot more than a 5 place drop if you ask me. And yeah - good to see Senna proving his worth now that he is in a car that is race worthy!
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yeah, thanks for the advice jenic - over the course of 12 months the 10 month one would work out £100 more as you say and if there is a chance that it will be worth nothing it isn't worth the risk! Definitely going to go for the 12 month one - even though the extra £350 is gonna hurt
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Yeh mines a 12 month policy.
Be careful with the 10 month ones, some insurance companies won't accept them as a years NCB
Oh really? Have you seen this to be the case? Cos I thought i was on to a winner Otherwise it would be £2648 for the 12 month
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A good thing I found with some bigger insurers - add two or three named drivers who have their own cars, ideally older and female with a clean record. I added two x pensioners to one quote and it plummeted by about £300
Really? I may have to try that then - sounds like a pretty healthy drop in price!
The specialists all wanted RWD experience, so should be easier once i have some.Whats your cheapest quote so far?
Yeah, my experience is on a 1.2 Corsa and last 4 years in a 1.6 Golf Not exactly high power, RWD! Best quote so far is £2300 for a 10 month period that if without claim will count as a year's ncb. That should also drop by about £400 once I'm employed since I only finished uni in June and currently seeking employment. From experience the fact that it's an import normally adds £500 so with my points and only 1 year's ncb considered, sounds about on par with what you're getting though admittedly for 2 months less...
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No, its UK.
Excess is pretty high, £500 + compulsory iirc.
I have 2 ncb, but no points/accidents etc.
Ahh see that's probably the difference. None of the specialist insurers want to insure me cos of my age and the big insurers automatically put a premium on it cos it's an import Then the three points on top of that. I also had a non-fault accident (guy went into the back of me while I was stationary indicating right) which shouldn't affect my premium but I'm pretty sure it is causing an increase
I'm going for the same excess as you though - anything to lower the premium!
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I'm 21, insurance on the zed costs my £1300 with elephant, the most I've ever paid for car insurance infact!
Elephant quoted me £2955! I only have 1 years ncb though and 3 points so am being given a pretty hard time by insurers. Is yours an import jenic? And what excess do you have?
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Got this email from Adrian Flux today:
Dear Mr [Tom],
Thank you for requesting a quotation on your NISSAN FAIRLADY. We are delighted to offer you our highly competitive provisional rate as shown below:
Total Payable:£16115.5
And that's not even the highest quote I've received. Sucks being a 22yo trying to get insured on a Zed, especially when it is imported. But yeah, thought it may be fun to get a thread started with some of the more outrageous quotes that people have received
By way of a disclaimer: I appreciate that insurance quotes are done on an individual basis and for that reason, one company may be more suited to quoting to a particular individual than another. So if that thread does take off ( ) it is not to say that any of the insurers posted are not likely to quote you a reasonable amount
Laughable insurance quotes
in Insurance
Posted
No worries - I guess I was a bit defensive With regards to the running costs - I do worry about them a bit but when I was doing research before, everywhere seemed to say that servicing etc was pretty cheap and so the only noticeable cost increase would be in petrol which I felt I would be able to handle since I won't be using the car to commute. That said, it is the only unknown I have about this whole thing so guess I can only find out in practice...