CK@Chris Knott Insurance

The flexible pricing strategy means our best quote can be 'your best quote less a bit' so that's always a moving feast. I know some people get offended by that but at the end of the day they get a better quote as a result.

Did we know what your quote was when we offered our price? If this is a newer quote we'll happily use it to negotiate with the insurer as it's evidence that they need to go lower.

Wow, what a great response to our 'quoted more than £200?' post above - thank you to all those who've asked us to quote so far. As a broker we're the offline version of price comparison websites - and we often beat their rates by assessing you as an individual. Why not give us a call even if you normally prefer to get your quotes online? Give us the chance to help you save some money. These guys have benefited from picking up the phone in the last few days: ******************************************** "All credit where due. I PM’d Nick my number, got a call shortly thereafter and got a quote that well and truly beat the best I’d found, so well done." drmw, Mercedes-Benz Owners forum "I've just insured our 3 cars with Chris Knott and they saved me nearly £200 on the Aviva renewal figure. More importantly the service was great. Spoke to a lady called Kathy and she was really helpful. Worth a try!" weefossy, New Mini Scotland forum "Well I phoned Chris Knott Insurance. My renewal [elsewhere] was £602 (lot more expensive than last year) down to £335. So very happy. Cheers." marksimy72, TalkFord.com "Spoke to Kim about getting a quote for my ST before the weekend who was extremely polite and very easy to talk to on the phone and also listened to everything I had to say and gave a very good price, with Europe cover for 90days, handy as off to Eurodisney soon... ...Not like some companies who seem to just try and get a quote out as quick as possible while not listening." Chiffs, Focus ST Owners Club "@Chris_Knott_Ins thanks for the cheap cover! Much better policy and £150 cheaper than anywhere else." @Rich_UTM, Twitter (Please follow us on Twitter - http://www.twitter.com/Chris_Knott_Ins) and then this came in on Facebook overnight: "Had to comment on the always excellent service from Chris Knott, you insure all 4 of my Volvo's, (from Classic to relatively modern), and always the best price and service. In fact for the most recent purchases I haven't even bothered getting other quotes - I know you'll be the best! Special thanks to Rebecca who has done the last 2 cars for me - brilliant service and always a pleasure to deal with on the phone. Keep up the good work - and thanks again." Graeme Aiken, Facebook (Please LIKE us on Facebook - http://www.facebook.com/ChrisKnottIns) ******************************************** We really enjoy our jobs, trying to help car club/forum members get the best deal If your renewal is due soon please call us on 0800 917 2274 and mention this forum to get the full benefit (01424 200477 for mobiles). Thanks, Nick

Great news for this forum's members - the insurers on our panel are hungry for your business at the moment. They're backing us as we exploit our special car club/forum members scheme to quote what we need to in order to win your business (as long as you fit our usual criteria). On Friday night we'd already reached 35% of this month's target in just the first 4 working days of the month! ***************** Here's feedback posted on our Facebook page on Friday alone: "A great company who care and find the best policies to suit you! Can't recommend them highly enough." Ray Fitchett, Facebook "Great deal for our car insurance - thanks." Helen Pengelly, Facebook "Great service from Chris Knott Insurance. Been with them for years and highly recommended, always gets the best car insurance for me." Willie McBey, Facebook "It is a good indication of the level of service I received last year, when I have not even looked at any other provider and will be renewing with Chris Knott next week. First rate service plus unbeatable value - it's kind of unusual this day and age." Peter Robinson, Facebook "Thanks for a great price on my car insurance!" Shirley McGreal, Facebook ***************** To find out how much you could save with Chris Knott, please call us on 0800 917 2274 or 01424 200477 and mention this forum to receive the full benefit. best, Nick PS. Please LIKE us on Facebook or Follow us on Twitter to access our light-hearted look at motoring and insurance news, Chris Knott competitions and our latest money-savings offers.

That'll be OK then. We normally have a stock +100bhp limit imposed on us by insurers.

What's the resulting bhp increase over stock?

Chris Knott has launched a couple of online products for members in the last month (Breakdown and GAP) and I've been posting on here about them. So I thought it would be good to now go back and remind you of our core offering which is, of course, our special car insurance scheme. As car club members you generally look after your cars better than the average driver. So the insurers on our panel allow us to be a bit more flexible in our pricing and respond to your best alternative quote rather than the rigid computer calculation to win the business. The result is that you ultimately get a lower quote than you would otherwise. And, as we're signing up 44% of all club enquiries on average, this clearly works to everyone's benefit. MAIN CHRIS KNOTT PRODUCTS available to members: * Car Insurance / Multi-car Insurance (extra discounts for more than one car) - phone for a quote * Breakdown Cover - by phone or quote and buy online * GAP Insurance - by phone or quote and buy online OTHER USEFUL PRODUCTS FROM CHRIS KNOTT if you need them: * Home Insurance - extra £20 OFF our best home quote if you have 1 car with us / extra £50 OFF our best home quote if you have 2+ cars with us. * Commercial Vehicle and Fleet Insurance * Business Insurance CHRIS KNOTT QUOTELINE: 0800 917 2274 - Please mention this forum to receive the full benefit (or call 01424 200477 - cheaper for mobiles). ******************************************************** FEEDBACK FROM CAR ENTHUSIASTS IN THE LAST 2 WEEKS... "Just had a nice chat with Tabitha getting a quote for this year, after being with main stream insurers up until now. As I'm looking at some modifications I wanted a flexible policy and CKI came up trumps. What a brilliant deal, massively cheaper than anyone else, but with more cover. Couldn't be happier!" Dunk Veloce, Alfa Romeo OC "This year got quoted £840 from admiral and then £480 for Chris Knott. Guess who I chose." JackW, Civinfo.com "Well what can I say? The guys at Chris Knott are epic. Had my renewal quote from my previous provider. Started calling the insurance companies on here. Most of them only beat the renewal quote by a few £££. Called Chris Knott insurance and they smashed the price! Very happy with the price nearly £200 off the renewal quote. Big thanks Chris Knott and a huge thanks to Kim and Rebecca." klashinikov, Type R Owners forum. "Just made changes to my policy and declared the new modifications, couldn't be any easier or helpful. Happy to be with Chris Knotts, couldn't recommend them enough. Thanks again!" Danny Piercy, Facebook

Congratulations to glrnet on winning a year's free Chris Knott UK Breakdown Cover in the NSPCC raffle at the Wales event. And well done to the forum for the final fundraising result - http://www.350z-uk.com/topic/82015-wales-2014-raffle-total-raised-235500winners-on-p1/

There was a Radio 4 programme recently and the expert being interviewed concluded that consumers should not buy GAP from a car dealer. He even went as far as to advise listeners to get it through a broker for best value. Here's the link - http://www.bbc.co.uk/programmes/p01xwj5m - first a consumer's shocking experience and then the independent expert's view. Interesting listening! ******************************************* TESTIMONIALS about CHRIS KNOTT GAP COVER: "Have bought a GAP policy today for my QQ+2, price as per information, have used Chris Knott for car insurance in the past and was happy with service previously. Dealer quote was £350, for GAP insurance". QQ+2burgher, Qashqai Club. "Took this out today, it blew the dealership quote out the window by half". Gerry, Scotland "Thanks! Bought this for our Qashqai. Didn't bother with a quote from the dealer but got three years for £82.34 :-) Hopefully will never have to use it, but nice to have it just in case". Chris H, Hampshire "I just bought [CK GAP] online - £112. Thanks". keefnet, Northampton. ******************************************* Get an instant Chris Knott GAP quote at http://www.chrisknott.co.uk/GAP or by phoning 0800 917 2274.

Well the title says it all really - following the success of our online 'quote and buy' system for Chris Knott Breakdown Cover we've placed our popular 3-year GAP Cover online too. GAP Insurance QUOTE link: https://www.chrisknott.co.uk/GAP In the event of a total loss claim (a write-off), Chris Knott GAP Cover pays the difference between your motor insurer's settlement amount and the original net invoice selling price or the finance early repayment figure (whichever is the greater). Effectively this cover enables you to remove depreciation from any total loss claim in the next 3 years and ensures you really can buy a better replacement. You can arrange cover today on any car you've purchased in the last 90 days (club car or not) and if the vehicle is less than 8 years old with less than 80,000 miles on the clock. You are still welcome to call us on 0800 917 2274 but if you'd prefer to do it all online please visit https://www.chrisknott.co.uk/GAP best regards, Nick

Buy Breakdown Cover online with Chris Knott for just £59.50 If you're looking for UK Breakdown Cover you can now get a quote and buy online at https://www.chrisknott.co.uk/rescue It's a quick way to get a quote and arrange cover without going through the phone system. Chris Knott's UK Breakdown covers HomeStart, Roadside Assistance, Recovery, Overnight Stay, Onward Travel, 24hr Hire Car, Relief Driver and Message Relay. Other scenarios included as standard: lack of fuel, flat batteries, lost/broken keys and accidental tyre damage. Cover for a single vehicle is just £59.50 but we can quote for upto 3 vehicles online. If you have more than 3 vehicles to cover you'll still need to phone us on 0800 917 2274 / 01424 200477. Full details of our cover: http://www.chrisknott.co.uk/docs/ChrisKnottBreakdown.pdf BUY ONLINE: https://www.chrisknott.co.uk/rescue Of course, you're still welcome to call us for cover instead if you prefer. best regards, Nick

Thank You from Chris Knott Insurance Hi, we'd like to thank the members of the car club/forum community for their support of our special car insurance scheme. So far this year we've been amazed at the increase in members using our service to find the best deal - each month we've beaten our growth targets by a significant amount and that's down to you. On a slightly different note, we do try to monitor the forums and keep up to date with any insurance questions out there but if we've missed any please feel free to flag them up again by PM and we'll make sure you get a response. Thanks again for your custom and don't forget to try us this year when your renewal falls due. We won't be able to help everyone but we'll do all we can for as many of you as we can. QUOTELINE: 0800 917 2274 / 01424 200477 *************************************** FEEDBACK... "Thanks a lot guys for saving me money on Car Insurance...!!! Both cars insured and over £400.00 saved in total..." Happy Matty. Slotty, Briskoda.net "Went ahead with my Insurance renewal today with Chris Knott Insurance. Undercut my existing renewal quote by 10% over the phone before I could even approach the subject myself! Mod-friendly and polite service (Kim) Many Thanks guys." Av4nt, Audi-Sport.net "Chris Knott have just halved my insurance! Result I say. Same cover as before and everything covered fully comp." Yorkshire007, Vectra-c.com

Just a quick reminder that our discounted UK Breakdown Cover is only available until 31st March. Ordinarily our single car cover costs £59.50 but until the end of this month there's a £5 discount. This month you can arrange comprehensive cover that includes HomeStart, Roadside Assistance, Recovery, Onward Travel, Overnight Stay, 24hr Hire Car, Relief Driver and Message Relay for just £54.50. Cover 2 cars for the reduced price of £104 (normally £109) Cover 3 cars for the reduced price of £123 (normally £128) Ask us for stand alone cover or combine the cover with your car insurance - simply call 0800 917 2274 or 01424 200477 and follow the 'car insurance' options to arrange cover today. More Breakdown Cover details HERE - http://www.chrisknott.co.uk/docs/ChrisKnottBreakdown.pdf

If you're buying a new car in the next few months the dealer will probably try and sell you GAP Insurance. This is a good protection that means you can afford a new one if the car is written-off during the first few years of ownership. The problem is that dealers often charge inflated prices for the cover. Chris Knott GAP Cover on a car purchased for £15,000 is just £82.34 and on a vehicle purchased for £50,000 only £151.08 and that gives you 3 years' protection. Before you agree to the dealer's GAP Insurance, make sure you get a comparative quote for Chris Knott's GAP Cover. Ask us for a stand alone quote or combine the cover with your car insurance - simply call 0800 917 2274 or 01424 200477 and follow the 'car insurance' options to find out just how affordable Chris Knott GAP Cover could be for you. Cover details HERE - http://www.chrisknott.co.uk/GAP/CombinationGAP/index.html

Thanks to everyone who entered our prize draw by getting a quote between 1st Nov 2013 and 28th Feb 2014. We're really pleased to announce the winner of our prize draw as sicskate (aka Ben Hobbs) from FiatForum (and other forums). We hope he has a great day and look forward to seeing some pics!

It's experience of similar performance that we require so as long as you have driven something similar before getting the car, you don't need to have owned this car for 12 months.

Hi Jay, we do have a facility to quote american imports, though it's not what we're known for really. By all means give us a try in the mix.

Hi, We've had some great testimonials in the last few weeks that support our money-saving ability. I was amazed when our Motor Manager said we've almost beaten our February target after just 2 weeks of the month! The Chris Knott scheme is growing in popularity amongst car club/forum members. TESTIMONIALS: "Had a quote at the weekend which was over £30 cheaper than the best quote from elsewhere, another happy customer." lazybones51, Clubcento "Big thanks to Kim at CKI for saving me nearly £500 on my Car Insurance. Still Fully Comp but with less excess." Ghost, C-Max Owners Club "Would just like to say a big thank you to Chris Knott - sponsor on here and also Paul from Chris Knott for giving me a very decent insurance policy. Had an accident in December and found Chris Knott to be very understanding and really helped me out. Bettered my quote by about £30-£40, lowered my excess and got all this with added courtesy car, legal cover and car hire purchase. Was very pleased to also hear the very small interest rate for paying monthly! A big thank you." Wardy, Briskoda.net "I can highly recommend these folks, the quotes blew away my renewals by miles. Got a steal on the breakdown cover too. Cheers." duemila, AlfaOwner.com "Went ahead with my insurance today with Chris Knott Insurance. Undercut my existing renewal quote by 10% over the phone before I could even approach the subject myself! Mod-friendly and polite service (Kim). Many Thanks guys." Av4nt, Audi-Sport.net NOT JUST GREAT PRICES Of course price is VERY important but with Chris Knott you also get the following benefits thrown in that perhaps not everyone offers. For a start, regardless of whether or not you ask us for a quote, we're here on the forum to interact and answer your insurance-related questions. Some providers only come on when they have something to broadcast. We don't operate hard sell tactics. Instead we encourage staff to offer you top-quality personal service, sound advice and all the ongoing support you need throughout your time with us. We tell them that your needs come first and they're to work hard on your behalf to find the policy that is most suitable for your requirements - even if it means we'll earn less. We want to treat you fairly – the same way we’d expect to be treated ourselves. So to summarise: • Competitive quotes • Personal contact • Sound and impartial advice • Your needs put first - fair treatment • All the ongoing support you need • Claims process backup • Highly-trained insurance experts • 30 years' experience of looking after car club/forum members If you'd like a quote under our special car club scheme please call Chris Knotts on 0800 917 2274 and quote your club's unique code. Not only should you save money but you'll also receive the extra Chris Knott benefits.

UPDATE: PRIZE DRAWS CLOSE SOON Hi, I just wanted to remind you that there's not much time left for you to benefit from our current Prize Draws and discounts. CAR INSURANCE - get a quote before 28/02/14 In return for getting a quote from Chris Knott Car Insurance we're offering the chance to WIN a VIP Tour of Silverstone for two - ENTRY CLOSES 28/02/14. HOME INSURANCE - get a quote before 28/02/14 Ask Chris Knott Home Insurance for a quote and you could WIN a London experience - The View from The Shard and a Three-Course Meal for Two at Marco Pierre White's Steak & Ale House in Bishopsgate - ENTRY CLOSES 28/02/14. Full prize details at http://www.chrisknott.co.uk/competition/2014/shard.html MULTI-CAR BREAKDOWN COVER - take out cover before 31/03/14 Discounted 'per vehicle' UK Breakdown Cover is available until 31/03/14: Cover 1 car for just £54.50 (normally £59.50) Cover 2 cars for £104 (normally £109) Cover 3 cars for £123 (normally £128) OUR OTHER OFFERS CONTINUE Our multi-buy and loyalty rewards continue indefinitely - that's £20 OFF any extra cars you bring to us and upto £50 OFF your home insurance. These offers are on top of any other draws we might offer from time to time. If your car or home insurance is due this month, please include us in the mix when you get your quotes. Not only do we offer great rates to car club/forum members but you'll be entered into the above competitions. 0800 917 2274 / 01424 200477

We'll get you the best quote on each individual vehicle even if that's with 2 different companies but you'll only have to deal with us, so it's not quite multi-vehicle but a close second.

Hi, Yes, we're good on vans - please give us a call. We're not so consistent on bikes but by all means get a quote for the bike - we'll either be great or rubbish.

Will premiums rise or fall in 2014? Our prediction here - http://www.chrisknott.co.uk/news/car-insurance-cheaper-2014-or-more-expensive.html

UPDATE: Current CK offers CAR INSURANCE In case you missed it at the tale end of last year, we're offering the chance to WIN a VIP Tour of Silverstone for two to any club member who asks us for a car insurance quote between now and 28/02/14. In addition, if you already have one vehicle insured with us, we'll give you an extra discount of £20 when you ask us to quote for another car in your household. Just a couple of testimonials: "Chris Knott Insurance - Thanks for the cheapest car insurance quote of my life so far." Sylivian, Fiesta ST Owners Club "Recently moved my Z3 insurance over to CKI. I found them really helpful and as a bonus, I saved nearly (two thirds) on my premium." Neil Robinson, Facebook MULTI-CAR BREAKDOWN COVER Discounted 'per vehicle' UK Breakdown Cover is available until 31/03/14: Cover 1 car for just £54.50 (normally £59.50) Cover 2 cars for £104 (normally £109) Cover 3 cars for £123 (normally £128) HOME INSURANCE A new offer from Chris Knott means that you could WIN a London experience - The View from The Shard and a Three-Course Meal for Two at Marco Pierre White's Steak & Ale House in Bishopsgate. All you have to do is ask us for a quote on your home insurance before 28/02/14. If you have a vehicle insured with us at the time of the quote we'll give you an extra £20 OFF the best quote we can find for you. If you have 2 or more vehicles with us, we'll increase the discount to £50. That's a discount on top of any other savings we can achieve for you! Full prize details at http://www.chrisknott.co.uk/competition/2014/shard.html

Hi, We'd like to wish every member a Happy New Year! What better way to kick off the new year than with a member offer. Ask us for a home insurance quote before 28/02/14 to enter yourself into our draw to WIN a fantastic experience – The View from The Shard and a three course meal for you and a friend at Marco Pierre White’s Steak and Ale House in Bishopsgate. Secure your chance of winning this amazing day out by calling us FREE on 0800 917 2274. To get the full benefit, please quote CODE: 684 and find out how much you could save when you switch to Chris Knott Home Insurance. Full prize details at: http://www.chrisknott.co.uk/competition/2014/shard.html

Hi, In the Chris Knott office recently we were considering whether there were things the industry could do better. We were also contemplating what we as a business could do better. Being that we're coming to the end of the year and are starting our planning for our new financial year which begins 1st Feb it's a good time to ask this question of you. It's incredibly important for us to get members' views in all this as we seek to provide the things you want and need. Interactivity is the benefit of being involved with a forum. Of course, a competitive price is always going to feature highly amongst the responses - we know that and we've responded as the market has softened in recent months. But we're also keen to find out if there are things besides the price that matter to you from a cover or service point of view that would be useful. We'll look at all your suggestions - some of them we'll be able to arrange straight away, others will take longer to organise, maybe involving insurers, and some will not be possible at all but we'll do all we can to respond to the sensible suggestions. You can PM me on here or drop us a message on Facebook (http://www.facebook.com/ChrisKnottIns) or Twitter (http://www.twitter.com/Chris_Knott_Ins). We look forward to hearing from you but please maintain the helpful, collaborative spirit in which this is intended.