CK@Chris Knott Insurance

Hi Lexi, That car won't be an issue for us, we have many such vehicles on cover. As you say though, the issue might be a combination of factors including experience, your location and any convictions. If you want to speak to us, please call 0800 917 2274 and be sure to mention those issues first. We might be able to ascertain quickly from a few initial questions if we are able to help. Regards Chris Knott Insurance

Hi David, In the absence of any other responses, let me put your mind at rest about Chris Knott's service. We've invested heavily in our staff, both in terms of professional qualifications but also in terms of recognising and rewarding great service. Our people are not on commission so there's no incentive to sell, sell, sell. That only leaves service and pride in their work. Most of our people have been here for a long time (17 yrs+ for me) and those who have left often come back to us (I can see three such people from my desk here now). We believe that investing in our staff means we're ultimately investing in our relationship with our clients. Of course, price is a strong deciding factor for customers but in our highly competitive industry, where it's often forgotten, service is what sets us apart from much of the competition. I hope that helps you decide. best, Nick PS. We're answerable to the club/forum for the service we offer members and of course I'm available on here if you need any help at any point.

Thanks for a great August you brilliant lot! Maybe it was our Platinum Supercar Blast prize draw that attracted the calls or perhaps you've heard the feedback about the Chris Knott club and enthusiast scheme. Either way, we're grateful this end for you helping us to reach 129% of August's new policy target - our best month so far this year! It means we clearly have winning rates to offer members. September's also looking good so far so please give us a call for a quote if your car insurance is due soon. QUOTLINE: 0800 917 2274 and mention this club/forum to access the scheme. There are extra benefits of using Chris Knott too: - Competitive rates - specially negotiated deals for club members/enthusiasts - Understanding of what your car means to you - Personal service and attention - Expert advice from qualified insurance professionals - Easy access to us via phone, email and social media - Impartial advice as we're independent from your insurer - All the ongoing support you need throughout your time with us - Someone between you and the insurer to help with any claims disputes - A relationship with your club/forum means we can call on model-specific advice if needed - Answerable to the club/forum - A share of our earnings paid to your club for every policy purchased For a competitive quote for your standard, modified or classic car (and to receive these other valuable benefits) please give us a call. best, Nick PS. we'll be making the Platinum Supercar Blast prize draw this week and announcing the winner here next Monday. ******************* TESTIMONIALS See what these guys thought of our service recently... "I've used Chris Knott both direct and through AROC and they always come up with a good deal. They don't throw a hissy fit about mods either." Steve Prill, Alfa Romeo Owners Club "Hi Nick, just been speaking to one of your team (Kathy) she was brilliant and I am going to be insured with Chris Knott Insurance!! Great service." Elli, Saab Owners Club GB "Thanks for that, did the quote, and it does look very interesting. My wife (who likes small print) is perusing this and we'll get back to you in a few minutes. I have to say, most efficient dealing with an insurance company, ever ;-)" buze, ZRoaster.org

Hi, yes we do offer a multi-car discount.

Hi, The BBC News website reports: "Drivers saw their car insurance premiums rise by an average of £110 in the last year, a comparison site says. More expensive repairs and recent government changes to injury payouts pushed up annual insurance costs by 16%, according to Confused.com. It found drivers paid on average £781 on comparison sites for a comprehensive policy in the year to March 2017. Average premiums are set to rise to a record high and could pass £1,000 next year, it added. Newer vehicles have seen some of the biggest rises, because their increasingly complex electronics have made repairs more expensive... ...The Confused [dot] com research...checks more than four million car insurance quotes." I just wanted to let you know that the Chris Knott average premium through the club insurance scheme is much lower than that reported on the comparison sites. In March 2016, Chris Knott's average premium was less than half that at £369. This March (2017) it was £399 - just a £30 increase and still majorly more economical than £781. There's definitely something beneficial for members in using the club scheme through Chris Knott then, even if we can't be the best for 100% of the membership. QUOTELINE: 0800 917 2274 - please call us at renewal. If that's before 1st June you'll also gain entry in the Chris Knott 'British F1 Grandstand Tickets' Prize Draw. best, Nick **************** Recent testimonials from CK customers across the car enthusiast community... "£367 cheaper than my renewal from flux, £65 cheaper with no limited mileage & all mods covered after shopping around. I am a happy bunny thanks." G30001, R32 Owners Club "Had my quote matched today so new CK customer on Saturday as of renewal time. Covers all the mods that are planned from the stockpile of parts in the garage that have been collected over the last few months... Spoken to 3 different ladies (Tabitha, Kathy (of Legend) and Rebecca) and the level of customer service has been consistently brilliant with everything being understood first hand and not needing to explain what each mod is." benmellor, GT86/BRZ Drivers Club "Thank you Daryl for matching a cheaper quote from another insurance company. Guess I will be staying with Chris Knott for another year. " Jon Dixon, Facebook "I may need to hop back to chris knott insurance when my renewal comes through early next month, made the mistake of hopping over to a cheaper provider who has extortionate admin fees." sliced, Audi-Sport.net "Recently taken a policy out with Chris Knott due to the very competitive quote. I needed to call them to change my reg number as I added my private plate to my car, I braced myself for the "well there's a charge for this and a charge for that" as experienced from other insurance companies, but no! Gave them the new number and that was that, no charge! Well done, credit where it's due!! stchris356, BimmerForums

Your message suggests you've moved house in the last year. Sounds like this is having a larger impact than you'd think. Rating often comes down to the character after the 'space' in the postcode so their can be dramatic changes in similar areas. Best, Nick

Is that for a renewal or a new policy? If a renewal we are allowed to price match to save you the hassle of moving. If new policy we can do better than match.

Ah right, I'm told there was another issue, based on one of the insurers' other risk requirements. cudaboy - will PM you.

I don't do the quotes, so yes I'm just asking our guys what the real issue was.

No one can guarantee to be the best 100% of the time I'm afraid - it's just not realistic. Otherwise we'd insure all the forum's members and no one company does. The criteria set by the insurers is to make sure we don't take on too much of the riskiest stuff. 12 months experience of the power and RWD is a minimum requirement and it makes sense. I'm confused as to why we couldn't help @cudaboy if he has had a Barracuda and I'm looking into that at this moment.

Hi, not these days much - security is expected.

How would anyone afford the larger personal injury payouts? You'd have to insure for it

You'll need to check your policy to see if you have the Driving Other Cars (DOC) extension. It's not that common these days as insurers have stripped it out because of abuse. If any members need the cover, we can include it free of charge, but you need to state that you want it when you incept a policy.

One of the main principles of insurance is insurable interest. If you crash the car what have you personally lost? Why should you receive financial compensation?

First off you don't have an insurable interest on someone else's car and secondly, in the event of a theft claim (neither driver at fault), which policy pays? What stops both of you claiming for the single insured incident?

You can't insure a car twice I'm afraid, so that wouldn't work.

It's been answered but in case you wanted an 'official' reply - definitely cancel the insurance when you sell the car.

I'm afraid we can't help then as we can't quote Zed drivers at 22. You might find that putting your Mum on, if your Dad's coming off, results in a lower premium - it depends on the insurer. N

Hi Mikevv, what's your age please? And where will the car be parked overnight at the new address (garage, driveway, road, etc)? best, Nick

Hi, I'm sorry we couldn't help you this year. It's car performance experience we need (rather than m/cycle) and in the case of a 350Z it has to also be RWD experience. How recent was the Porsche?

We'd welcome the opportunity to quote for you. Please either call us on the number below or PM me and I can send you something to fill-in. The phone is the best route. best, Nick

I don't personally do the quotes otherwise I'd give you my direct dial to save you time. Please just call our quoteline on 0800 917 2274. Alternatively, if you PM me your number we can call you. Thanks. Nick

Am I too late on this Jason?

We don't play such silly games. Our rate is the rate whenever you want to take it up. Glad to help any member whether they're desperate to drive now or not - no penalty.

Did you claim under your policy for repairs, etc following the incident or is it just third party damage that might surface?