CK@Chris Knott Insurance

Money off with Chris Knott Insurance If you’ve taken out cover with us here at Chris Knott Insurance, we’ve got some great news for you! With at least one car already insured through us, we’re now giving you £10 OFF any extra cars you bring to us. That’s on top of any other savings we can achieve for you. Simply call us FREE on 0800 917 2274* quoting reference 350-683 to claim £10 OFF the other cars in your household. We‘ll still offer you our best deal but we’ll take an extra £10 OFF to thank you for your extra business. There’s no limit to the number of cars you and your family members can bring to us and claim your £10 OFF, providing they are all registered to the same address. If you’re not yet insured with us, this is a great reason to think about asking us for a quote. Remember, just call 0800 917 2274* quoting the reference above to find out how much you could SAVE then ask us for your £10 OFF. You must quote the above reference to benefit. Watch this space for more great offers coming soon… *For mobiles, try 01580 752961 - it’s not free but may work out cheaper. Discount offer applies to vehicles not currently insured through us. To claim your £10 OFF you must have at least one ‘live’ car policy with us at the time of claiming. Normal underwriting criteria apply. Not to be used in conjunction with any other offers.

Yes, please give us a try!

Must admit when I used our claims department for a non-fault claim, they sorted it within 2 weeks! (I was a bit gutted as the hire car was better than mine as well!).

Thanks for the message. Regarding the quote, could I ask you to ring the office please on 0800 917 2274 or 01580 752961 if calling from a mobile – Mon-Fri 9am till 5pm, Sat 9am till noon. It’s just that I don’t actually do the quotes, as I spend a lot of my time travelling the country on business and work from home also. We have a specialist team who should be able to help you based on the details you’ve stated. Thanks!

It may be standard practice with the companies you use but not with us!

Yes, please give us a call!

Just too many claims, Dan, for under 25's. The insurers can't sustain the losses.

Sorry to hear that but did you see viewtopic.php?f=63&t=24832 ?

Yes, sorry, the insurers aren't competitive in Oldham postcodes.

Not considering that the insurers have paid out huge amounts on people who have just bought performance cars and can't handle them causing them to claim. Hence the reason for this prerequisite. (It is mentioned in the introductory post).viewtopic.php?f=63&t=15584

Tried us Mark?

Glad to hear it!

Have any of you tried our insurance scheme? We cover mods on a like for like basis anyway.

We actually wouldn't do Agreed Value on modified vehicles. Sorry.

One issue that has arisen is that a very small minority of people are saying we haven't called them back. Small minority or not, we want to speak to everyone who rings us. I can assure you we call everyone back without fail! The reasons we don't manage to speak to people is because either they have gone out, the wrong number has been taken down or, as has been said quite often recently, people don't answer numbers they don't know! Our stats show that we only manage to contact 2 out of 10 people on average! It’s frustrating for us as well! I would therefore ask that if for any reason you have had to leave your number that you PLEASE RING US BACK WITHIN 2 HOURS MAXIMUM IF YOU HAVEN'T HEARD ANYTHING, or otherwise, please leave alternative numbers. (Mondays & Fridays are our most busiest however!). (I covered for a colleague recently and was given a list of 4 people to ring back for a quote. None responded so, of the 4, I left messages on 2 answer phones, whilst 1 phone just rang & rang & the other was engaged consistently for hours. I checked a week later and at least 3 had not rung us back - I didn't have enough details to check the fourth).

Always declare every mod! We cover them all (except cages & nitorus) on a like for like basis.

Hi Chris Just had a chat with him & now I know! Your other quote on the second car is taking into account the NCB on your first car but you can't use NCB on more than one car. Hence we believe the Bell quote is wrong because when they ask you for your 1 years NCB, it will still be being used on the other policy & so is invalid on this one meaning they will charge you more money when they realise! It's a daft rule imo but applies in the UK. We can still quote but without applicable NCB though we would give you a reasonable introductory discount. The bottom line is the price after all!

No-one knew of your name from today either! Just give the team a ring and let me know how you go.

No, it's untrue. We can still give you an equivalent introductory discount on your second car - similar to what is on your first - if you are 25+ and had no claims, etc. I've just checked with the team and none of them remember a call like this. Was it us that you rang?!

Please don't forget to try the 350Z insurance scheme when your renewal is due!

Sorry, it's all drivers 25 or over.

It may certainly help in the future but I think the insurers will just see how things go first.

Yes, the 350Z performs very well but not when driven by under 25's. (That's only on this particular scheme, it's not generic!).

The insurers have increased the minimum age to 25 for our insurance scheme due to a high claims loss ratio for performance vehicles driven by the under 25's. You also must have at least 1 year's NCB (unless you have NCB on a second car or a company car letter to state at least 1 year's claim free driving). We understand that not everyone has claimed in this age category but the insurers are 'playing safe' for future business.

The insurers have increased the minimum age to 25 for our insurance scheme due to a high claims loss ratio for performance vehicles driven by the under 25's. You also must have at least 1 year's NCB (unless you have NCB on a second car or a company car letter to state at least 1 year's claim free driving). We understand that not everyone has claimed in this age category but the insurers are 'playing safe' for future business.