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Everything posted by CK@Chris Knott Insurance
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Sorry TomS, I mis-read your post as I didn't see the 'or'. Thought it was a statement. The depreciation will be vastly greater than the GAP premium until you get down to a very low residual value but I'm not meaning to be rude when I say that it's up to you to decide whether you want to spend £83 to potentially save a grand when it gets low. Hope that helps.
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It doesn't matter that the car has been modified on the Combination GAP as your invoice price will reflect the modifications present at the time of purchase. However, if going for the Valuation GAP the Glass's Guide valuation that is taken at inception will obviously only be based on the standard car. The fact that the car is modified will not affect your ability to take the cover though. That wasn't us though was it? We'd have told you that the mods are not included in the initial valuation.
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Yes, you read it right - our 3-year GAP Cover really does cost just £82.34 for vehicles valued under £15,000 and even vehicles valued at £50,000 can be covered for only £151.08. Don't take the dealer's product until you've checked out Chris Knott GAP Insurance. Two levels of cover You can either buy our Combination GAP cover within the first 90 days of ownership to guarantee the invoice or finance value (whichever is greater) in the event of a total write-off or, at anytime thereafter, our Valuation GAP cover which freezes your car's current value for the next 3 years (subject to an 8 year old/80,000 mile limit at inception). Ask us for a stand alone quote or combine the cover with your car insurance - simply call 0800 917 2274 or 01424 200477 and follow the 'car insurance' options to find out just how affordable Chris Knott GAP Cover is.
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With less than a week to go until our iPad Mini draw closes I'd just like to ask you to give us a call for a quote if your car insurance is due in the coming weeks. If you're due in June we can quote you as soon as you like - but to be in with a chance to WIN an iPad Mini 16Gb you should call us by THIS FRIDAY (31st). We're currently signing-up more than one in every 3 quotes because we reward club/forum membership by going that bit further to try and win your business. Will the next one be you? Call us FREE on 0800 917 2274 (or 01424 200477 for mobiles) to find out how much you could save with Chris Knott.
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This month in particular has seen a great response from forum members to our flexible pricing strategy. It's so successful that we're signing up around 38% of all quotes offered - that's better than one in every 3 quotes (almost 4 in 10). I also just wanted to remind you that there are only a couple more weeks left until we close our Prize Draw for an iPad Mini. All you need to do to enter is ask us to quote for your car insurance before 31st May. Please give us a try if your insurance is due soon - others are saving £££s and the chance to WIN an iPad Mini. But that's not all we have to offer... If there were 4 comments that best sum up the benefits of our service, it's these, received in recent weeks: "Mine's all sorted signed and sealed with CK. Very quick and easy and most importantly, an efficient/professional service. Compared to the original renewal from Churchill, CK were over £300 cheaper. Compared to the cheapest quote from the usual sites, CK were around £50-£100 cheaper." Akash - VWAudi Forum "Many thanks for all your help - it makes the whole process much less of a chore dealing with a friendly, helpful & professional human being rather than a faceless website! Also I appreciate the fact that Chris Knott advertise a 'proper' number so that it doesn't cost a fortune calling from a mobile. I will definitely be recommending Chris Knott to anyone who asks." D Birtles, Recommended by a friend "Chris Knott have just given me an absolute steal of a price. I can't tell you or you'd not take this post seriously! I only left them as they had a funny uncompetitive year but they are back and I am very happy to be with them instead of some random internet only cowboys." ofnpanad, AlfaOwner.com "Well, I've just taken out my S-Max insurance with Chris Knott, and I have to say that Rebecca did a fabulous job of finding me a great quote, recognised my lack of computer skills and talked me through everything. How nice it is to talk with someone who is professional and patient. For the first time, speaking with insurance companies today, I actually felt that I was being valued as a customer. Any problems or concerns and I only have to call back, and chances are I can speak to the same person again. Well done Chris Knott Insurance for restoring my faith in customer service." Fezzer, SMax Owners Club You should call Chris Knott Insurance for a car quote and to benefit from a better level of service. Find out how much you could save and, if calling before 31st May, get free entry into our iPad Mini draw. Hurry - not long left for the draw!! We'll be running another great competition via our Facebook page soon - so please LIKE our page at http://www.facebook.com/ChrisKnottIns. In addition, there'll be a draw for a year's FREE UK Breakdown Cover once we reach 500 LIKES. Don't miss out!
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We're running a promotion at the moment for new customers (Chris Knott SALE and iPad Mini 16Gb prize draw) but it got me thinking about what we have to offer existing clients too. If you become a Chris Knott client, you get the following and there's no time limit: Loyalty Rewards £20 OFF our best car insurance quote (on top of any other savings we can achieve for you) when you bring 2nd and subsequent cars to us. £20 OFF our best home insurance quote if you have one ‘live’ car policy with us at time of quoting. £50 OFF our best home insurance quote if your household has 2 or more ‘live’ car policies with us at the time of quoting. Recommend a Friend Scheme £20 OFF your own renewal for each friend or family member you refer to us and who goes ahead with the cover. There's no limit to the number of people you can recommend and no limit to the number of £20 discounts you can receive against your car or home insurance renewal. By renewal we mean when you stay with us for a further 12 months. Just get you friends and family to mention CODE: 480 plus your CK reference when they call. Hope some of you can take advantage of this. Recent Feedback from across our 200+ club/forum partners: "Just renewed my DelSol insurance through Chris Knott for an excellent price. So nice to talk to a real person and discuss the details properly instead of through some website." Alison, DelSol UK "Bought my Z4 this week and went to Chris Knott at the weekend for insurance. They matched the best price I could get elsewhere (£400) and also sorted multicar cover for my other car at as good a quote as anyone else. Very efficient and friendly." GazDerby, Z4 Forum. "Absolutely awesome! Just saved me £300 from my renewal quote! Top job!" Sparkz786, ClubPolo "Just want to say thanks to Milton at Chris Knott Insurance for getting me a great quote so I can get the car tomorrow. Undercut GoCompare's best quote by £25 and beating my existing insurer (MoreThan) premium by just about halving it! I'd gone off phoning brokers after a few experiences of being offered quotes which were massively over the odds but this has restored my faith." swhibley, C4Owners "I dealt with Martin really polite and helpful. Will get my business next time, makes a change to speak to someone who wasn't reading from an auto-cue as well." Trucker99, Z4 Forum
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We'd be really happy to hear from you if your car insurance is due this month. As you can see from our OP above, we're trying to do all we can to beat members' best quotes and there's the chance to WIN an iPad Mini 16Gb WiFi just for getting a quote. Please include us in the mix when you're looking around at renewal. You'll get the best rate by phoning us after you've gathered your other quotes - 0800 917 2274 or 01424 200477. To help us celebrate our 30th Anniversary this year we're also giving away £30 each month to one lucky person from across our 200+ forum partners. I'm really pleased to announce that the WINNER of our last draw (Ferrari Driving Experience) was Mr Graham Perdeaux - a member of both AlfaOwner.com and FiatForum.com. Our congratulations go to Graham and we hope he has a really enjoyable day at Silverstone. March is always a busy month for the industry as historically a large car insurer went to the wall in March and all their polices came back into the market. Of course, it's also one of the months in which new vehicle registrations occur and many people switch/update their cars. If you're having trouble getting through by phone we do have an online quote contact form (http://www.chrisknott.co.uk/CarQuote) but please we aware that it may take longer to respond than normal because of call volumes. As this March's registrations will be '13 plates the DVLA is allowing superstitious motorists to register under the '62 plate until 1st September when '63 will come in as expected. However, this raises it's own issues with the used car market when it comes to selling a 2013 car with a '62 plate on if the true registration year is missed by the dealer. Drivers may be offered considerably less than the correct value if they are not careful. Please call 0800 917 2274 or 01424 200477 for your free, no-obligation quote and to find out how much you could save.
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The SALE continues... The Chris Knott End of Year Sale proved very popular with car club/forum members across the UK and, as insurers seem happy for us to continue going lower than we normally would to sign up car enthusiasts like you, we'd be mad to stop it now. So the good news is that we're going to change the name to the Spring Sale and run it for a further 3 months, which takes us up to 31st May 2013. More good news is that we'll be making the Ferrari draw and announcing the winner in the next few days. Even better news is that there's going to be a new prize draw for the Spring Sale as Chris Knott bosses have agreed to offer an iPad Mini 16Gb WiFi - just get a genuine quote before 1st June to be in with a chance of winning. Of course, the aim is to see how much Chris Knotts can save you on your car insurance - but the iPad Mini draw is a nice little extra. If your car insurance is due between now and the end of June (as we can quote about 30 days in advance), simply call Chris Knott Insurance on 0800 917 2274 for your quote, mentioning this forum's unique code (in my sig below). Thanks and good luck.
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Our criteria hasn't changed though some of the M, L, OL postcodes have been relaxed so we can quote competitively in some of the areas we couldn't before. On the age thing, the reason we can do so well for those over 30 is because there's no under 30s bringing the insurers claims. They've analysed where the claims come from and under 30s on these models have historically had a higher claims incidence.
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I'm often asked questions like "How much is it for a 23 yr old on a...?" or "I've been quoted £xxx. Can you beat it?". As you can appreciate there's a lot more detail required before we can offer a quote. So the best thing is to call us on the Chris Knott freephone number (0800 917 2274) rather than PM-ing me or posting the question on the forum. I know you're after a quick answer but there really isn't one for these types of question. If you call us our guys will make sure you have all the info you need to make a decision about switching to us. Thanks. Oh, and make sure you quote the forum's unique code to make sure you receive the full benefit
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We’d just like to thank the members of this forum for your custom during 2012. If you need us at all over the festive period we’ll be open on the following days: Saturday 22nd December – 9am to 12noon Monday 24th December – 9am to 12noon Thursday 27th December - 9am to 5pm (reduced staff) Friday 28th December – 9am to 5pm (reduced staff) Saturday 29th December - 9am to 12noon Monday 31st December - 9am to 12noon If you just want to pay for your renewal over this time, you can do so online at www.chrisknott.co.uk and click the ‘renew your cover online’ link at the bottom of our homepage. For motor claims (excluding windscreen claims), please call 0845 618 8316. For all other claims please refer to your insurer’s documentation for the correct number to call. Don’t forget our special end of year offer and the chance for you to WIN a Ferrari Driving Experience at Silverstone - http://www.350z-uk.c...istmas-bonanza/
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The scheme is for both standard and modified cars with bhp increases of no more than 100bhp. It starts for ages 30 and over, and you must have at least 1 year's NCB – no introductory discounts are allowed. All drivers must have held a full UK licence for at least 1 year, and there must be at least 1 years experience of driving your 'Z'. Unfortunately, the scheme is not competitive on any M - Manchester, L - Liverpool, OL - Oldham & SK1-12 - Stockport postcodes, and excludes Northern Ireland. No more than 1x SP/PC/PL conviction offence per driver. The minimum premiums are £250 for Comprehensive & £200 for TPFT cover.
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I’d heard the rumour but it has just been confirmed by my bosses – we’re going to be offering an end of year SALE to sign up more of this forum’s members PLUS a special Christmas BONUS Prize Draw. Apparently, we’ve successfully negotiated with insurers to allow us to be more aggressive between now and the end of January 2013. So where price is the only barrier to you switching to Chris Knott, our staff have been told to remove that barrier. As long as you meet our usual criteria, we expect to be the best option for many more members as a result. It’s a risky strategy for insurers and not one that’s not sustainable all year round (before you ask ). We have a quote floor of £250 so we can’t chase premiums down below this but, if you’ve been quoted more, you’ve got a good chance of SAVING MORE MONEY WITH CHRIS KNOTT. As this promotion covers the festive period we’re also offering a great Christmas BONUS Prize Draw. Switch your car insurance to us before 1st February 2013 and you’ll automatically be in with a chance of winning a Ferrari Driving Experience at Silverstone*, courtesy of Chris Knott Insurance. If your car insurance is due in the coming months, put us to the test and ask Chris Knott Insurance for a quote. *You can choose from a Ferrari, Aston Martin, Lamborghini, Fiesta Rally Car or single-seater racing car. No purchase necessary - simply complete our form at www.chrisknott.co.uk/carquote to enter.
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Here’s one for the ladies…
CK@Chris Knott Insurance replied to CK@Chris Knott Insurance's topic in Chris Knott Insurance
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If you were expecting an image of a hunky guy or an offer of free chocolate we’re sorry to disappoint. However, you won’t be disappointed with our car insurance quotes even though the EU has ruled that women can no longer receive cheaper rates than men after 21/12/2012. The result is that many insurers are expected to raise premiums for you girls rather than reduce the rates for chaps. As brokers with the flexibility to set our own rates (as long as we keep the overall account in profit) we’ve rarely ever considered gender when quoting anyway. And we won’t be raising our rates just because you’re a woman. So the message is… give the forum insurance scheme with Chris Knott a try when your inflated renewal hits the mat and we could be your best option for a great deal. PS. if you’re desperate, here’s a link to some muscles – WARNING it’s a bit saucy – http://www.chrisknott.co.uk/forums/gender_ruling.html
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Just to let you know that underwriters have relaxed their criteria so we're now able to offer competitive quotes where you have upto a 100bhp increase (formerly 50bhp). Remember to this forum's code when ringing for your quote.