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catman

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Posts posted by catman

  1. Hi all,

     

    I was browsing the classifieds earlier and came across a 59 plate car, which doesn't seem to have the power bulge in the bonnet. It also only has one throttle body.

     

    Am I mistaken, or is this dodgy? On it's first mot, under the advisory section, it said upper and lower engine covers fitted, preventing proper inspection.

     

    Maybe I'm just being suspicious. (or dead wrong!) What do you think?

     

    Tim :blush:

  2. My experience from a few years ago. I had an old, but very well cared for Mondeo. It had less than half the usual mileage, and full main Dealer service history.

     

    It got written off by a muppet failing to give way. His Insurer said that they had never seen a car of that age, with full service history and such low mileage. They then offered exactly half of it's value. they then spent weeks trying to get me to accept £300 for it and in the mean time, ran up a bill for £6,000 on a hire car.

     

    I was also put on to an accident management company by my Insurer, who were utterly useless apart from the swift supply of a hire car.

     

    Tim

  3. As Above, and my previous post. It doesn't matter which route you take, you won't get an Insurer to pay out say, £10,000 to repair your car if it's only worth £6,000. Their obligation is to put you back in the position you were in before the accident.

     

    A lot of people interpret this as meaning paying out whatever it takes to repair your car. What it really means is paying you the pre-accident value, so you can buy an equivalent car.

     

    Tim

  4. in my experience with no fault - go through a management company (+ inform your insurance what you've done with zero cost to them) if you want the Z repaired, no expense spared

     

    if you want the Z written off (highly likely given the current Z values) then claim through your insurance

     

    The Insurer will decide whether it's a write-off. It's down to cost of repair v value. You can't decide that you want it repaired at any cost.

     

    Tim

  5. You have more protection if you go through your own Insurer (ie the Ombudsman) which you don't have if you deal with the taxi driver's Insurer. That isn't to say you'll get a better offer though.

     

    If you do deal directly with the other Insurer, they will be happy that you've minimised their costs (ie hire car) and could therefore quibble less about the payout for your Z.

     

    Tim

  6. You don't have to pay the whole amount by credit card, it's why it's such a useful piece of legislation. My understanding is, as long as you paid a minimum of £100, then the credit card company is jointly liable.

     

    The Dealer will pay a lot more attention to the credit card company than an individual. They won't want to be dragged into this mess either and will seek a swift resolution to the problem.

     

    Tim

  7. Matt got Ebay struts first, which is why he was asking for recommendations! The quality was poor, to say the least. One of the bolts supplied broke and the brackets weren't exactly the right size either, which put the struts out of alignment.

     

    I've had some real bargains on Ebay, but this wasn't one of them!

     

    Tim :rant:

  8. Surely hearing a noise like your describing has done irevesable damage??

     

    We thought that it was something that would be expensive too. Sly said that it was the variable valve timing trying to repatedly operate against the spring pressure, but the blockage was preventing it. The car runs exactly as it did before the noise.

     

    To say that he is reasonable with his charges is an understatement! He was great at explaining what the problem was too.

     

    Tim (Matt's Dad) :)

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