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Car insurance gone up £170 this year not happy


Briggsybriggs1

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It goes up every year if you stay with the same insurer. They are trying it on, give them a call and you will get it back down. Insurers these days have no concept of long-term customer loyalty as apparently 'everyone' shops around every renewal time. This is a ploy to catch out the lazy who just accept the new higher price and tick the box. I'd recommend you try Adrian Flux for a quote first, then ring Swift and negotiate from there. Yea it's a pain in the butt and time consuming but insurers while all wanting the business also want to charge as much as they can get away with. P.S. There was an insurer on the 350Z Facebook page the other day touting for business I'll see if I can link you. :)

 

 

https://www.facebook...escheme?fref=nf

 

Knotty is touting here too: http://www.350z-uk.com/topic/87749-been-quoted-more-than-200/

Edited by Floydbax
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I never take the price quoted for my renewal, I go on

 

Go Compare and get the cheapest quote on there, then I ask

 

my insurance company if they can match it, if they say no then

 

I'll go with the cheapest, If they say yes then I'll renew with them

 

normally save about £200 to £250 per year.

 

Renewal quotes are a con... :scare: :scare:

Edited by WhackyWill
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I never take the price quoted for my renewal, I go on

 

Go Compare and get the cheapest quote on there, then I ask

 

my insurance company if they can match it, if they say no then

 

I'll go with the cheapest, If they say yes then I'll renew with them

 

normally save about £200 to £250 per year.

 

Renewal quotes are a con... :scare: :scare:

 

Not in my case, my renewal was £150 cheaper than anyone else...

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Hi as you can see I'm not to happy it was £330 last year all in and this year it's about £550 all in. I'm with swift cover. I'm 36 with full no clames and drive a 350z roadster. Any has this happened to any one as well as me?

 

 

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Sorry to tell you bad news...but it's £220 increase, not £170 lol

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It's like there's an echo in here, that repeats every year.

 

Do people ever just take the first offer that comes through on renewal? Companies must love folks like that. All the big guys do it as they don't have to chase trade, the smaller ones are much better. Both Sky and A-Plan have been more than fair with their renewal prices, but I still search around just in case.

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guess you guys are with the wrong companies. I'm 26 took the 350z and insured it with no no claims bonus. 900 fully comp after 10 months I earn a years ncb and my renewal just came in at 680 couldnt be happier. As said though if they try jumping up the price hoping I wont notice ill be off asap.

This is the quickest way to build my ncb up.

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guess you guys are with the wrong companies. I'm 26 took the 350z and insured it with no no claims bonus. 900 fully comp after 10 months I earn a years ncb and my renewal just came in at 680 couldnt be happier. As said though if they try jumping up the price hoping I wont notice ill be off asap.

This is the quickest way to build my ncb up.

Would probably still be cheaper if you shopped around tho. I know it depends on circumstance but I paid 500 quid when I was 26 and that was for 12 months.

 

 

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I am still surprised the 350z is affordable on insurance tbh. When I was looking at buying one the insurance quotes I had were around about £1000 and for an e46 M3 for example it was £3000.

 

It looks like prices for 350z insurance has dropped loads over the last few years. When I bought my HR Roadster in 2011 the cheapest insurance I could find was just under a grand with Adrian Flux. That was with having 20 years NCB. As a comparison, an E46 M3 would cost me £600 and a Boxster was £500. Even a nearly new GTR was coming in at about the £500 mark. I was amazed. Even the "specialist" companies were coming in over a grand.

 

Now if i get a quote for the same car its coming in more like £300.

Edited by rabbitstew
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  • 3 weeks later...

insurance companies aren't always just trying to screw over lazy people with renewals, their rates can change pretty much every day based on all the factors they rate on (address, vehicle, driver experience, % decrease from ncb, marital status etc. etc.), sometimes the combination of those rates for your quote will have gone up after a year, sometimes down and there's very little the person you're speaking to on the phone can do about that.

 

as the other guys have mentioned, shop around, find better prices and see if they can match em with discounts (some companies/brokers can't offer a discount without you having a comparable quote from elsewhere in the market to compare it to so make sure the cover levels match up too).

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Had the renewals on both the Zeds through recently. Quite a pleasant surprise, mine had dropped £10 to £320 and Caroline's was also down some £40, also to £320. I sometimes wonder how they come up with these figures as the roadster is supposedly a group higher than the coupe and I declared all my mods but that didn't add anything to my quote.

 

 

Pete

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