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Please help with with insurance as i just recently bought 350z


Zed-king

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Call everyone.

 

However, looking at your location and driving time, good luck with getting anything cheap! What do you consider 'cheap'? I'd suggest £1500 would be well within the bounds of acceptable, given your circumstances.

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Price comparison sites are your best starting point and I'd bet that Admiral / Bell comes up cheapest.

 

I paid <£1k at 22, license for 1 year, 10k miles, 0 NCB.

 

At 26 you should get a good chunk off that, but it's heavily dependant on postcode.

 

I'm not sure any of the insurance providers on here will cover you. You're probably old enough now, but most of them wanted X amount of years driving, ideally in a powerful RWD car. Worth asking anyway, it's only a 5 minute phone call, just don't be surprised when they refuse or tell you £4k+ :lol:

 

That being said, cheapest isn't always the best. E.g. Admiral / Bell won't cover the cost of your mods etc.

Edited by Strudul
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Surely you must have got some quotes before you rushed out and bought a zed?!

nothing quite like forward planning. I had to hire an accountant before i bought mine just so I could prove to my better half how affordable it is. But forgot to mention that the tax was more than the insurance. Edited by Jay84
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Wait. The universe suddenly turned against me...

 

I got dumped and turfed out, my cat died and all my friends got married had kids and moved away and now I spend eeeeeevery single day on my own shell-shocked at how things change in a year!

 

So yeah, why would I be able to get insured to enjoy the ONE good thing left in my life lol.

 

 

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Me? I've owned my Z 4 years with no previous problem getting insurance. Standard was 400 ish and turbo was just under 1k. Now......no one will touch me.

 

No mate, i meant the OP. First thing I always do before i buy any car is check that I can afford to insure it first. Doesnt really help though in your situation, like when they jack the prices up mentally or change their minds.

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Funnily enough, insurance was a massive deciding factor for getting a Zed for me. Was cheaper than just about everything else, and by a significant margin. :shrug:

 

For me, the insurance on my zed was through the roof when I got it which really surprised me. I had something like 20 years NCB, clean license, half decent postcode and had been driving for a very long time. I had years of experiences of high performance cars and still ran some high performance motorbikes, however I struggled to get a half decent insurance quote.

 

I was paying £180 to insure a GT TDI golf at the time and had quotes of something like £400 for a Porsche Boxster S, £500 for an M3 and even £460 for a new Nissan GTR or a Lambo Gallardo, and yet the cheapest prices I was getting for my zed was over £1000. I tried the "specialists" and they were even more expensive. It purely seemed to be something against the zed at that time.

 

Amazed me that they would insure the Gallardo costing something like £70k for less than a half of what they wanted to insure me on a £15k zed. The only thing I can think of is that maybe statistically they had paid out more claims against zeds that year than any of the other vehicles I had got quotes for. The fact I was a virtually guaranteed safe risk didnt even factor into it for them.

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Mine went up this year from £150 to £170, Other vehicles no change, so the Zed has gone up nearly 15%. Apart from getting older, nothing changed.

To the OP don't forget to try this:-

http://www.moneysavi...picker/#sectors

 

And of course you have to take into account this:-

http://www.motorcari...ode-ratings.php

A=Good, F=Bad..... and Refer means you're unlikely to get a quote.

 

:wheelchair:

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I found flux a waste of time. My car is standard so I went price comparison then haggled my current insurers down. £300 at 33 with full ncd and protected ncd, so I was happy with that. When I had my skylines which weren't standard I always found sky were great.

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